Iowa surety bonds. Clear pricing.

A surety bond is a three-party guarantee that you’ll meet a legal or contractual obligation. It protects the government agency or owner in the event of bankruptcy or non-performance. Iowa requires different bonds for licensing, construction, and registration; find the one you need below with its requirements and costs.

122 bonds in 8 families

Licensing bonds in Iowa

34 bonds · from $100
Licensing$350

Public Adjuster Bond ($50,000)

The $50,000 financial-responsibility bond an Iowa public adjuster files with the Insurance Division. $350 flat. No credit check.

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Franchise$250

Anytime Fitness Franchise Health Club Bond ($25,000)

The $25,000 bond Anytime Fitness requires of its Iowa franchisees under the franchise agreement. $250 flat.

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Licensing$250

Appraisal Management Company Bond ($25,000)

The $25,000 bond every Iowa appraisal management company files with the Division of Banking. $250 flat.

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Licensing$100

Bail Enforcement Agency Bond ($5,000)

The $5,000 licensee bond the Department of Public Safety requires to license a bail enforcement business under Iowa Code 80A.10. $100 flat.

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MunicipalUnderwritten

City of Cedar Rapids Solicitor License Bond ($1,000)

The $1,000 bond every door-to-door solicitor files with the Cedar Rapids City Clerk before the city issues a solicitor license. Quoted on review.

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Licensing$100

City of Clive Pawnbroker / Secondhand Goods Dealer Bond ($1,000)

The $1,000 bond the City of Clive requires from pawnbrokers and secondhand goods dealers. $100, issued instantly.

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Licensing$100

City of Clive Solicitor and Mobile Food Unit License Bond ($1,000)

The $1,000 bond the City of Clive requires from solicitors and mobile food unit operators. $100, issued instantly.

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Municipal$100

City of Des Moines Peddler Bond ($1,000)

The $1,000 bond the City of Des Moines requires before it issues a peddler license. $100 flat.

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Municipal$100

City of Marion Solicitor Bond ($1,000)

The $1,000 solicitor bond the City of Marion requires of door-to-door sellers before issuing a solicitor permit. $100 flat.

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Municipal$100

City of Muscatine Peddler Bond ($5,000)

The $5,000 peddler bond the City of Muscatine requires before it issues a peddler license. $100 flat.

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License & PermitFrom $100

City of Newton License and Permit Bond

The license and permit bond the City of Newton requires of its licensed contractors and permit holders. Priced at 0.5% of the bond amount, $100 minimum.

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License$100

City of Ottumwa Pawnbroker Bond ($2,000)

The $2,000 pawnbroker bond the City of Ottumwa requires for a pawn license. $100 flat, issued instantly.

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Licensing$100

City of Pleasant Hill Peddler / Solicitor Bond ($1,000)

The $1,000 bond the City of Pleasant Hill requires from peddlers and solicitors for a license. $100, issued instantly.

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License$100

City of Spencer Pawnbroker Bond ($2,000)

The $2,000 pawnbroker bond the City of Spencer requires for a pawn license. $100 flat, issued instantly.

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Municipal$100

City of Spencer Peddler / Solicitor / Transient Merchant Bond ($500)

The $500 bond the City of Spencer requires before it issues a peddler, solicitor, or transient merchant license. $100 flat.

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MunicipalUnderwritten

City of Tiffin Peddler or Solicitor Bond ($1,000)

The $1,000 peddler/solicitor bond the City of Tiffin requires before issuing a peddler or solicitor permit. Quoted on review.

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License$100

City of Waterloo Building Mover Bond ($10,000)

The $10,000 building mover bond the City of Waterloo requires to move structures through the city. $100 flat, issued instantly.

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License$100

City of Waterloo Pawnbroker Bond ($2,000)

The $2,000 pawnbroker bond the City of Waterloo requires for a pawn license, filed with the city clerk. $100 flat, issued instantly.

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Licensing$100

City of West Des Moines Pawnbroker / Secondhand Dealer Bond ($1,000)

The $1,000 bond the City of West Des Moines requires from pawnbrokers and secondhand dealers. $100, issued instantly.

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Municipal$100

City of West Des Moines Solicitor Bond ($1,000)

The $1,000 solicitor bond the City of West Des Moines requires before it issues a door-to-door solicitation permit. $100 flat.

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Licensing$300

Employment Agency Bond ($30,000)

The $30,000 bond every Iowa employment agency files with the Division of Labor. $300 flat. No credit check.

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Wage & WelfareFrom $100

IBEW Local 145 Union - Wage & Benefits

The wage and fringe benefit bond IBEW Local 145 requires of signatory electrical contractors in the Quad Cities region. Premiums cost 2% of the bond amount, $100 minimum. The application includes a credit consent, but it authorizes a soft pull only.

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EducationFrom $100

Instructional School Bond

The Iowa financial-responsibility bond a private instructional school files for its students. From $100.

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Licensing$250

Mobile/Manufactured Home Retailer Bond ($50,000)

The $50,000 bond every Iowa mobile/manufactured home retailer files for a license under Iowa Code chapter 103A. $250 flat, soft pull only.

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HealthcareFrom $100

Nursing Home Resident Trust Fund Bond

The Iowa bond a licensed health care facility posts to protect residents’ personal funds it holds in trust, under Iowa Code 135C.21. From $100.

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Healthcare$1,000

Pharmacy Wholesale Distributor Bond ($100,000)

The $100,000 bond an Iowa wholesale drug distributor files with the Board of Pharmacy under Iowa Code 155A. $1,000 flat, soft pull only.

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Licensing$250

Pharmacy Wholesale Distributor Bond ($25,000)

The $25,000 bond a smaller Iowa prescription-drug wholesale distributor files with the Board of Pharmacy. $250 flat.

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Wage & WelfareFrom $100

Plumbers & Pipefitters Local Union 33 Wage & Benefit Bond

The wage-and-benefit bond Plumbers & Pipefitters (Steamfitters) Local Union 33 in Des Moines requires of a signatory contractor, guaranteeing payment of union wages and fringe-benefit fund contributions. Priced at 2% of the bond amount, $100 minimum, after a soft credit pull that never affects your score.

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Licensing$100

Private Investigative & Security Agency Bond ($10,000)

The $10,000 bond an Iowa agency files when it holds more than one of the PI / private security / bail enforcement licenses, under Iowa Code 80A.10. $100 flat.

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Licensing$100

Private Investigative Agency Bond ($5,000)

The $5,000 bond every Iowa private investigative agency files with the Department of Public Safety. $100 flat. No credit check.

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Licensing$100

Private Security / Investigative Agency Bond ($5,000)

The $5,000 bond an Iowa agency files for a single license type — private security, private investigation, or bail enforcement — under Iowa Code 80A.10. $100 flat.

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InsuranceFrom $500

Third-Party Administrator Bond

The surety bond a registered Iowa third-party administrator files with the Insurance Division — 10% of average daily client account balance, $50,000 to $1,000,000. Priced at 1% of the bond amount.

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LicensingFrom $100

Transient Merchant License Bond

The Iowa transient merchant bond filed with the Secretary of State under chapter 9C. 1% of the bond amount, $100 minimum.

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Licensing$100

Travel Agency Bond ($10,000)

The $10,000 seller-of-travel bond an Iowa travel agency files with the Secretary of State. $100 flat. No credit check.

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Construction bonds in Iowa

31 bonds · free bid bond · 3% flat · from $100
ConstructionFlat 2%

Mechanic Lien Discharge Bond

Bond a mechanic's lien off your property under Iowa Code §572.15 and keep the project — and your financing — moving.

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Right-of-WayFrom $100

City of Altoona Blanket Excavation Right-of-Way Permit Bond

The blanket excavation / right-of-way permit bond the City of Altoona requires before you open its streets. From $100.

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Municipal$100

City of Anamosa House Mover Bond ($5,000)

The $5,000 bond the City of Anamosa requires before it issues a house / building mover permit. $100 flat.

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Right-of-WayFrom $100

City of Ankeny Utility Installation Right-of-Way Bond

The bond the City of Ankeny requires before you install utilities in its right-of-way. Priced at 1% of the bond amount, $100 minimum.

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Contractor$100

City of Bettendorf Contractor's License Bond ($10,000)

The $10,000 license bond every contractor files with the City of Bettendorf. $100 flat, issued instantly.

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Municipal$100

City of Burlington Sidewalk Crossing Bond ($10,000)

The $10,000 sidewalk-crossing bond the City of Burlington requires for curb, walk, and right-of-way work. $100 flat.

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MunicipalUnderwritten

City of Cedar Falls Blanket Right of Way Bond

The blanket right-of-way bond the City of Cedar Falls requires to work in its streets and right-of-way. Quoted on review.

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Right-of-Way$100

City of Clinton Right-of-Way Permit Bond ($10,000)

The $10,000 right-of-way permit bond the City of Clinton requires before you open its streets. $100 flat, issued instantly.

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Municipal$100

City of Clinton Sewer and Drain Layer Contractor Bond ($1,000)

The $1,000 bond the City of Clinton requires before it licenses a sewer and drain layer contractor. $100 flat.

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Contractor$100

City of Davenport Electrical, Mechanical, Plumbing or Sign Contractor Bond ($5,000)

The $5,000 license bond Davenport requires from electrical, mechanical, plumbing, and sign contractors. $100, issued instantly.

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Contractor$125

City of Davenport General Contractor Bond ($25,000)

The $25,000 license bond every Davenport general contractor files with the city. $125, issued instantly.

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Contractor$100

City of Davenport Utility, Plumber & Contractor Combined Performance Bond ($5,000)

The $5,000 combined utility, plumber & contractor bond filed with the City of Davenport. $100 flat, issued instantly.

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Right-of-Way$100

City of Fort Dodge Street Opening Permit Bond ($10,000)

The $10,000 bond Fort Dodge requires before you cut into a city street under a street opening permit. $100, issued instantly.

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Municipal$100

City of Johnston Right of Way Permit Bond ($10,000)

The $10,000 annual bond the City of Johnston requires with a right-of-way work permit — in place of a $10,000 cash deposit. $100 flat.

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Right-of-Way$100

City of Marion Excavation Permit Bond ($5,000)

The $5,000 excavation permit bond the City of Marion requires before you dig in city streets. $100 flat, issued instantly.

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MunicipalFrom $125

City of Milford Blanket Excavation Right of Way Permit Bond

The blanket excavation right-of-way permit bond the City of Milford requires to dig in its streets. 1% of the bond amount plus a $25 fee, $125 minimum.

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Municipal$100

City of Oskaloosa Building Mover Bond ($5,000)

The $5,000 bond the City of Oskaloosa requires before it issues a building / house mover permit. $100 flat.

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Contractor$100

City of Oskaloosa Contractor License Bond ($5,000)

The $5,000 contractor license bond the City of Oskaloosa requires. $100 flat, issued instantly.

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Municipal$100

City of Oskaloosa Right of Way Permit Bond ($5,000)

The $5,000 bond the City of Oskaloosa requires before it issues a right-of-way / excavation permit. $100 flat.

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Municipal$125

City of Ottumwa Contractor Bond ($25,000)

The $25,000 contractor registration bond the City of Ottumwa requires before it will register a contractor. $125 flat.

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Municipal$100

City of Robins Excavation Permit Bond ($5,000)

The $5,000 excavation-permit bond the City of Robins requires before it will let you dig in its right-of-way. $100 flat.

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Contractor$125

City of Sioux City General Building Contractor Bond ($10,000)

The $10,000 license bond Sioux City requires from general building contractors registered with the city. $125, issued instantly.

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MunicipalFrom $100

City of Spencer Contractor License Bond

The contractor license bond the City of Spencer requires before it registers a contractor to pull permits. From $100.

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Municipal$125

City of Spencer Sign Permit Bond ($25,000)

The $25,000 bond the City of Spencer requires from sign installers before it issues a sign / electrical sign permit. $125 flat.

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Right-of-Way$200

City of Waterloo Right-of-Way Construction Bond ($20,000)

The $20,000 right-of-way construction bond the City of Waterloo requires before you work in its streets. $200 flat, issued instantly.

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Municipal$100

City of West Des Moines Sign Erectors Bond ($5,000)

The $5,000 bond the City of West Des Moines requires before it will register a sign erector or issue sign permits. $100 flat.

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MunicipalFrom $100

City of West Liberty Single Job Right of Way Bond

The single-job right-of-way bond the City of West Liberty requires for one specific street-cut / excavation job. From $100.

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ContractFrom $100

North Central States Regional Council of Carpenters — Wage & Fringe Benefit Bond

The wage and fringe benefit bond the North Central States Regional Council of Carpenters can require of a signatory Iowa contractor under its collective bargaining agreement. Priced at 4% of the bond amount, $100 minimum. The application includes a credit consent, but it authorizes a soft pull only.

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Contractor$100

Plumbing and Mechanical Contractor Bond ($5,000)

The $5,000 license bond every Iowa plumbing and mechanical contractor files with DIAL. $100 flat. No credit check.

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Auto bonds in Iowa

4 bonds · from $100

Hospitality bonds in Iowa

8 bonds · from $100
GamingFrom $100

Advance Deposit Sports Wagering Operator Bond

The reserve bond an Iowa online sportsbook can file with the Racing and Gaming Commission, under 491 IAC 13.2(6), to cover what it owes bettors. Premiums cost 2% of the bond amount, $100 minimum, with a soft credit pull only.

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Events$100

Boxing, Wrestling & MMA Event Bond ($5,000)

The $5,000 promoter bond the Iowa Athletic Commission requires to put on a boxing, wrestling, or MMA event. $100 flat.

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AlcoholFrom $100

Class "E" Retail Liquor License Bond

The sliding-scale bond an Iowa Class "E" retail liquor licensee files with the Alcoholic Beverages Division. Priced at 1% of the bond amount, $100 minimum.

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Alcohol$120

Class A Beer Permit Bond ($10,000)

The $10,000 bond an Iowa Class A (wholesale) beer permit holder files with the state. $120 flat.

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Alcohol$100

Class A Wine Permit Bond ($5,000)

The $5,000 bond for an Iowa Class A or Class A native wine permit (wine wholesale). $100 flat.

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GamingFrom $100

Lottery Agent Bond

The bond the Iowa Lottery Authority can require of a retailer, amount set case by case. From $100.

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Alcohol$100

Special Class “A” Beer Permit Bond — Brewpub ($10,000)

The $10,000 surety bond filed with the Iowa Alcoholic Beverages Division for a special class “A” (brewpub) beer permit. $100 flat.

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Alcohol$100

Wine Direct Shipper Bond ($5,000)

The $5,000 Iowa wine direct shipper bond. Iowa repealed the bond mandate in 2022 — so this is now a legacy or carrier-required filing, not a live state requirement. $100 flat.

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Tax & Financial bonds in Iowa

28 bonds · from $100
MunicipalFrom $100

Algona Municipal Utilities Utility Deposit Bond

The utility-deposit bond Algona Municipal Utilities accepts in place of a cash deposit to start or hold service. From $100.

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Tax$100

Alternative Nicotine / Vapor Delivery Sale Permit Bond ($1,000)

The $1,000 bond an out-of-state vapor / nicotine delivery seller files for an Iowa delivery sale permit under 453A.47A. $100 flat.

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SecuritiesFrom $300

Business Opportunity Seller Bond

The bond a business opportunity seller files with the Iowa Insurance Division, $15,000 minimum. From $300.

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Tax$100

Cigarette & Tobacco Distributor Bond ($3,500)

The combined $3,500 bond a business holding both an Iowa cigarette distributor permit and a tobacco distributor license files with the Department of Revenue. $100 flat.

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Tax$100

Cigarette Distributing Agent Permit Bond ($2,500)

The $2,500 bond an Iowa cigarette distributing agent files with its permit under Iowa Code 453A.14. $100 flat.

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Tax$100

Cigarette Distributor Permit Bond ($2,500)

The $2,500 bond an Iowa cigarette distributor files with its permit under Iowa Code 453A.14. $100 flat.

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Tax$100

Cigarette Manufacturer Permit Bond ($5,000)

The $5,000 bond an Iowa cigarette manufacturer files with its permit under Iowa Code 453A.14. $100 flat.

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Tobacco Tax$100

Cigarette Railway Car Retailer Permit Bond ($500)

The $500 bond for an Iowa cigarette permit to retail on railway cars, filed with the Department of Revenue. $100 flat.

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Tax$100

Cigarette Vendor Permit Bond ($1,000)

The $1,000 bond an Iowa cigarette vending-machine vendor files with its permit under chapter 453A. $100 flat.

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Tax$100

Cigarette Wholesaler & Tobacco Subjobber Bond ($2,500)

The $2,500 combined bond for an Iowa permittee that is both a cigarette wholesaler and a tobacco subjobber, under 453A.14. $100 flat.

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Tax$100

Cigarette Wholesaler Permit Bond ($2,500)

The $2,500 bond an Iowa cigarette wholesaler files with its permit under Iowa Code 453A.14. $100 flat.

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Financial$250

Closing Agent Bond ($25,000) — NMLS

The $25,000 NMLS surety bond Iowa requires of licensed real estate closing agents under Iowa Code 535B.9. $250 flat.

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Financial$150

Credit Services Organization Bond ($10,000)

The $10,000 bond an Iowa credit services organization files with the Secretary of State under Iowa Code 538A.4. $150 flat.

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Financial$375

Debt Management License Bond ($25,000) — NMLS

The $25,000 bond an Iowa debt management licensee posts with the Division of Banking under Iowa Code 533A.2. $375 flat.

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Fidelity$300–$450

ERISA Fidelity Bond

The fidelity bond ERISA §412 requires of every plan fiduciary and everyone who handles 401(k), pension or welfare plan funds, for plans sponsored in Iowa. $300 for a 3-year term at limits up to $150,000.

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Financial$600

Exempt Company Registration Bond ($100,000)

The $100,000 bond the Iowa Division of Banking takes for exempt-company mortgage registration. $600 flat.

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Financial$250

Industrial Loan Company License Bond ($25,000)

The $25,000 bond an Iowa industrial loan company files with the Division of Banking under Iowa Code 536A.7A. $250 flat.

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Utility DepositFrom $100

Maquoketa Valley Electric Cooperative - Utility Deposit

The surety-bond alternative to a cash deposit for a new or reinstated Maquoketa Valley Electric Cooperative account in east-central Iowa. Premiums cost 3% of the bond amount, $100 minimum. The application includes a credit consent, but it authorizes a soft pull only.

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Utility DepositFrom $100

MidAmerican Energy Company - Utility Deposit

The Iowa Utilities Board customer-deposit bond for a MidAmerican Energy electric or gas account. Premiums cost 2% of the bond amount, $100 minimum. No credit check up to $15,000.

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FinancialFrom $1,000

Money Services Bond — NMLS

The NMLS surety bond an Iowa money transmission licensee maintains under Iowa Code 533C.802 — $100,000 to $500,000. 1% of the bond amount.

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FinancialFrom $600

Mortgage Banker Bond — NMLS

The $100,000 NMLS surety bond an Iowa mortgage banker maintains under Iowa Code 535B.9. 0.6% of the bond amount.

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FinancialFrom $600

Mortgage Broker Bond — NMLS

The $100,000 NMLS surety bond an Iowa mortgage broker maintains under Iowa Code 535B.9. 0.6% of the bond amount.

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Utility DepositFrom $100

Municipal Electric Utility of the City of Cedar Falls Utility Deposit Bond

A surety bond in lieu of a cash deposit for the Municipal Electric Utility of Cedar Falls (Cedar Falls Utilities). From $100.

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Tax$100

Non-permittee Storing Interstate Cigarettes Bond ($5,000)

The $5,000 bond for a non-permittee that stores untaxed cigarettes in interstate commerce in Iowa, under 453A.14. $100 flat.

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Tax$275

Out-of-State Contractor Tax Bond ($25,000)

The $25,000 bond a nonresident contractor files with the Iowa Department of Inspections, Appeals, and Licensing to guarantee its Iowa taxes. $275 flat.

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TaxFrom $100

Retail Sales Tax Bond

The sales-tax security the Iowa Department of Revenue can require, in an amount it fixes. Priced at 2% of the bond amount, $100 minimum.

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Tax$100

Tobacco Distributor License Bond ($1,000)

The $1,000 bond an Iowa tobacco-products distributor files with the Department of Revenue. $100 flat. No credit check.

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UtilityFrom $100

Utility Customer Deposit Bond

A surety bond an Iowa electric or gas utility accepts in lieu of a cash security deposit under 199 IAC 20.4(3) (electric) and 19.4 (gas). Premiums cost 2% of the bond amount, $100 minimum, and no credit check up to $15,000.

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Court bonds in Iowa

7 bonds

Agriculture bonds in Iowa

9 bonds · from $100
Solid WasteFrom $100

City of West Burlington — Payment of Solid Waste Disposal Fees Bond

The disposal-fee guarantee haulers post with the City of West Burlington for solid waste disposal. From $100.

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Solid WasteFrom $100

Des Moines County Regional Solid Waste Commission — Payment of Disposal Fees Bond

The disposal-fee guarantee haulers post with the Des Moines County Regional Solid Waste Commission. From $100.

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AgricultureFrom $100

Feeder Pig Dealer Bond

The Iowa feeder pig dealer financial-responsibility bond, $5,000 to $25,000, filed with IDALS. From $100, soft pull.

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Agriculture$500

Grain Dealer Bond ($100,000)

The $100,000 Iowa grain dealer bond filed with IDALS to protect producers. $500 flat, soft pull only.

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AgricultureFrom $100

Grain Warehouse Bond

The Iowa grain warehouse bond, sized to your stored value and filed with IDALS. From $100, soft pull only.

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Municipal$100

Jefferson County Disposal System Contractor's License Bond ($10,000)

The $10,000 bond Jefferson County requires before it licenses a disposal system (septic) contractor. $100 flat.

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Agriculture$6,000

Pesticide Applicator Bond ($300,000)

The Iowa commercial pesticide applicator financial-responsibility bond under Iowa Code 206.13, filed with the Dept. of Agriculture. $6,000 flat on $300,000, soft pull only.

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Natural ResourcesFrom $100

Timber Buyer or Buyer’s Agent Bond

The Iowa DNR timber buyer bond, scaled $500 to $10,000 by your prior-year purchases. From $100.

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Environmental$3,000

Waste Tire Hauler Bond ($150,000)

The $150,000 Iowa DNR waste tire hauler bond under Iowa Code 455D.11I, naming the State of Iowa as obligee. $3,000 flat.

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Government bonds in Iowa

1 bond · from $100
109 of 122bonds priced on the page and issued the moment you pay, from $100
A-rated carriersWritten through Propeller Bonds, a managing general agency licensed in all 50 states; the executed bond is e-signed and delivered by email
NY DFS License # PC-1978982Light RFP Risk Management Services LLC. Prices on every page are the checkout prices; nothing is added at the application
FAQ

Common questions.

How many Iowa surety bonds does Light RFP write?122 bonds as of November 2026: licensing (34), construction (31), auto (4), hospitality (8), tax & financial (28), court (7), agriculture (9) and government (1). Each bond has its own page with the agency that requires it, the statute or ordinance behind it, the bond amount and the price.
What does a Iowa surety bond cost?Bid bonds are free. Performance and payment bonds are a flat 3% of the contract amount. 109 bonds are priced on the page, starting from $100; the page shows the price before you apply. 10 bonds are underwritten and quoted after a short review.
How fast is a Iowa surety bond issued?109 of the 122 bonds here are priced on the page and issue the moment you pay, with the e-signed bond delivered by email. Performance and payment bonds issue after a short underwriting review. 10 underwritten bonds come back from an underwriter in one to two business days.
Is there a credit check for a Iowa bond?It depends on the bond and the amount. Of the 122 bonds here, 65 bonds collect no credit information at the amount sold; 25 collect none up to a stated amount, with a soft pull above it; 19 run a soft pull, or ask for a Social Security number, for some or all applicants. The bond page states its own line, read from the carrier’s application form.
Which Iowa surety bond do I need?The agency that licenses, permits or contracts with you names the bond and its amount. Start with the family on this page: licensing (34), construction (31), auto (4), hospitality (8), tax & financial (28), court (7), agriculture (9) and government (1). The bond page names the agency it is filed with; if the bond you were asked for is not listed, search this page by the bond’s name or the agency’s name.
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