IA cigarette distributor bonds.
$100 flat.

Iowa requires a cigarette distributor to post a surety bond before it holds a distributor permit, under Iowa Code 453A.14. The amount is a fixed $2,500 — priced at $100 flat, the same price for every distributor.

Required for a cigarette distributor permit under Iowa Code 453A.14
Fixed $2,500 bond — $100 flat, issued instantly
No credit fields — the application collects no credit information, issues fast
$100flat premiumInstantunderwriting processNo SSNin the application
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Fixed-amount tobacco bonds are the simplest thing in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details and an effective date — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount tobacco bonds like this issue right after purchase for most applicants. At most, 1–2 business days.

SAME DAY

File with the Department of Revenue

Your executed bond arrives by email, ready to file with your cigarette distributor permit application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa taxes cigarettes through the Department of Revenue under Iowa Code chapter 453A, and a distributor — the permittee that affixes tax stamps and remits cigarette tax — must post a surety bond before the permit issues. The bond is set by Iowa Code 453A.14 at a fixed $2,500.

The bond runs to the State for the benefit of the Department. It guarantees that you comply with chapter 453A and pay all cigarette taxes, fees, and costs you owe — if you do not, the Department can recover against the bond up to the $2,500 penal sum.

It is not insurance for you: if the surety pays the Department, you repay the surety. If you hold more than one tobacco permit, the bond requirements are cumulative — you post a single bond equal to the aggregate, or separate bonds. Iowa tobacco bonds run to a June 30 expiration by rule.

Iowa Code 453A.14 (bond) & 453A.13 (permits)Iowa Code 453A.14 requires a cigarette distributor, wholesaler, and distributing agent to file a bond conditioned on compliance with chapter 453A and payment of all taxes, fees, and costs. The distributor bond is $2,500. Where a person holds more than one permit type, the bond requirements are cumulative. Iowa cigarette/tobacco bonds expire annually on June 30 by Department of Revenue rule.

You need this bond if you're

Applying for an Iowa cigarette distributor permit through the Department of Revenue
Renewing your distributor permit for the year ending June 30
Adding a distributor permit alongside another tobacco permit (bonds are cumulative)
Reinstating a permit after a lapse that requires a fresh bond

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information for this fixed-amount bond.

Start the application →
FAQ

Common questions.

How much is the Iowa cigarette distributor bond?The bond amount is a fixed $2,500 under Iowa Code 453A.14. The price is $100 flat, set by our carrier's rate book — the same for every distributor.
Do I pay the $2,500?No. You pay $100. The $2,500 is the surety's maximum liability to the Department of Revenue if you fail to comply or pay your cigarette tax — it is not a deposit.
I hold more than one tobacco permit — do I need separate bonds?The bond requirements are cumulative. You can post a single bond equal to the aggregate of your permit requirements, or separate bonds. Send us your full set of permits and we will total it.
Is there a credit check?The application collects no credit information — there's no credit section on this fixed-amount bond. Most applications like this approve instantly; if a check ever runs, it's a soft pull that won't touch your score.
When does it renew?Iowa cigarette and tobacco bonds expire on June 30 by rule, in step with the permit year. We send renewal notices 60 and 30 days out, with autopay available, so your permit never lapses.
Related bonds

Other Iowa bonds.

Distributor bond, issued today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →