Operating an Anytime Fitness location in Iowa means posting a $25,000 surety bond under your franchise agreement — ours is $250 flat, and the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft pull only — no hard inquiry ever runs on this bond.
















A franchise-agreement bond like this is one of the simpler filings in surety. Here's the entire process:
Business details, your Anytime Fitness contract date, and an effective date. That's the application.
Franchise bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to submit as part of your Anytime Fitness location paperwork. Wet-ink original mailed on request.
Iowa does regulate health clubs directly — Iowa Code chapter 552 (Physical Exercise Clubs) requires a club that takes prepaid membership fees to hold them in an escrow account, or, as an alternative under section 552.16, to post a $150,000 bond with the office of the attorney general to protect prepaying members. This particular filing is a different, smaller instrument: a $25,000 bond your Anytime Fitness franchise agreement requires of the franchisee directly, separate from and not a substitute for whatever chapter 552 obligation your specific location structure triggers.
It's a three-party arrangement: you (the principal, the franchisee), the surety carrier, and Anytime Fitness or its designated affiliate (the obligee), with the franchise system and its members as the protected interest. If a franchisee fails to meet the obligations the bond covers, a claim can be made against it up to $25,000.
It is not insurance for you — if the surety pays a claim, you repay the surety. Keep a copy of your bond and your franchise agreement together, and confirm with your franchise business consultant whether your location also needs to satisfy chapter 552's escrow-or-bond requirement separately, since the two obligations run to different obligees.
These are the actual issuing fields, including your Anytime Fitness contract date. The credit section authorizes a soft pull only.
Start the application →$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.