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Iowa Anytime Fitness franchise bonds.
$250 flat.

Operating an Anytime Fitness location in Iowa means posting a $25,000 surety bond under your franchise agreement — ours is $250 flat, and the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft pull only — no hard inquiry ever runs on this bond.

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Required by your Anytime Fitness franchise agreement to open or renew an Iowa location
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Iowa Anytime Fitness franchise bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A franchise-agreement bond like this is one of the simpler filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your Anytime Fitness contract date, and an effective date. That's the application.

MINUTES, USUALLY

Pay & e-sign

Franchise bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with your franchisor

Your executed bond and power of attorney arrive by email, ready to submit as part of your Anytime Fitness location paperwork. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa does regulate health clubs directly — Iowa Code chapter 552 (Physical Exercise Clubs) requires a club that takes prepaid membership fees to hold them in an escrow account, or, as an alternative under section 552.16, to post a $150,000 bond with the office of the attorney general to protect prepaying members. This particular filing is a different, smaller instrument: a $25,000 bond your Anytime Fitness franchise agreement requires of the franchisee directly, separate from and not a substitute for whatever chapter 552 obligation your specific location structure triggers.

It's a three-party arrangement: you (the principal, the franchisee), the surety carrier, and Anytime Fitness or its designated affiliate (the obligee), with the franchise system and its members as the protected interest. If a franchisee fails to meet the obligations the bond covers, a claim can be made against it up to $25,000.

It is not insurance for you — if the surety pays a claim, you repay the surety. Keep a copy of your bond and your franchise agreement together, and confirm with your franchise business consultant whether your location also needs to satisfy chapter 552's escrow-or-bond requirement separately, since the two obligations run to different obligees.

Anytime Fitness franchise agreementThis $25,000 bond is a condition set in the Anytime Fitness franchise agreement, distinct from the $150,000 escrow-alternative bond that Iowa Code section 552.16 lets a physical exercise club post with the office of the attorney general. Confirm the current required amount and the party who must be named as obligee directly with Anytime Fitness or your franchise business consultant before you apply.

You need this bond if you're

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Opening a new Anytime Fitness location in Iowa and finalizing your franchise paperwork
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Renewing an existing franchise bond that is expiring or non-renewing
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Transferring or purchasing an Iowa Anytime Fitness location and need a bond in your name
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Asked by your franchise business consultant to provide proof of bond as a condition of your agreement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your franchisor. Your executed bond and power of attorney arrive by email, ready to submit as part of your Anytime Fitness location paperwork. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields, including your Anytime Fitness contract date. The credit section authorizes a soft pull only.

Start the application →
FAQ

Common questions.

How much is the Iowa Anytime Fitness franchise bond?The premium is $250 flat — set by our carrier's rate book for this bond, the same for every Iowa location. The $25,000 bond amount comes from your franchise agreement, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Franchise bonds like this are among the thousands of bond types that issue right after purchase — many franchisees finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Does this replace the Iowa Code chapter 552 health-club bond?No. Iowa Code section 552.16 lets a physical exercise club post a separate $150,000 bond with the attorney general as an alternative to escrowing prepaid membership fees. This $25,000 filing is your franchise-agreement obligation to Anytime Fitness — confirm with your franchisor and, if you're accepting prepaid memberships, with the attorney general's consumer protection division whether chapter 552 also applies to your location.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your franchise paperwork today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
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