Clive pawnbroker bonds.
$275. Five minutes.

The City of Clive requires a $1,000 surety bond as a condition of a pawnbroker or secondhand goods dealer license. Ours is $275 — the minimum premium — and the application is five minutes with no credit check.

Required by the City of Clive for a pawnbroker or secondhand goods dealer license
Fixed amount, fixed price — $1,000 bond, $275, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Pawnbroker license bonds are about the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount city license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City of Clive

Your executed bond arrives by email, ready to file with your Clive pawnbroker / secondhand goods dealer license application. Wet-ink original mailed on request.

The whole pricing page.

$1,000 bond × 3% = $30, below our $275 minimum, so the premium is $275 per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Clive licenses pawnbrokers and secondhand goods dealers and conditions that license on a $1,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Clive's pawnbroker / secondhand goods dealer ordinance, including the reporting and record-keeping that helps recover stolen property.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Clive (the obligee). If a dealer violates the ordinance and a customer or the public is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who keep proper records and follow the ordinance treat the bond as a license formality. We track it and notify you 60 and 30 days out so your filing stays continuous.

City of Clive — pawnbroker / secondhand goods dealer licenseThe City of Clive requires this $1,000 bond as a condition of its pawnbroker / secondhand goods dealer license; the bond amount and terms are set by the City of Clive through its pawnbroker and secondhand goods dealer ordinance. We issue the bond on the city's required form — confirm the current amount on your license paperwork.

You need this bond if you're

Opening a pawn shop in Clive
Running a secondhand or resale store the city licenses as a secondhand goods dealer
Buying and reselling used goods (jewelry, electronics, tools) under the ordinance
Renewing your license and your current bond is expiring

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Clive pawnbroker bond? +
The premium is $275 — our minimum. A flat 3% of the $1,000 bond is $30, well below the minimum, so everyone pays $275. The $1,000 amount is set by the City of Clive.
Do I pay the $1,000? +
No. You pay $275. The $1,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond? +
License bonds like this are among the thousands of bond types that issue right after purchase — many dealers finish and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount city license bonds like this one don't need one.
Does Clive also license solicitors and food units? +
Yes — Clive has a separate $1,000 bond for solicitors and mobile food units, which we also write. This bond is specifically for pawnbrokers and secondhand goods dealers.
Related bonds

Other New York bonds.

Finish your Clive pawnbroker license today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →