IA public official bonds.
Flat 3%. Enter your amount.

Before many Iowa officers can take office, Iowa Code chapter 64 requires them to file an official bond guaranteeing they will faithfully account for the office and the money that passes through it. The amount is set by statute or by the board — we issue it at a flat 3% with one soft credit pull that never affects your score.

Required under Iowa Code chapter 64 — the official bond for covered public officers
Amount set by statute or your board of supervisors — often a $20,000 statutory floor for county officers
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to sworn in.

Your oath of office is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Officer and office details, the bond amount, and the effective date — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the approving authority

Pay online and receive the executed official bond, ready to file and be approved and recorded as Iowa Code chapter 64 requires. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your statute or board set and the premium updates.

$20,000 bond
$600
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the official bond actually guarantees

Iowa Code chapter 64 governs official and private bonds. A public officer's bond is conditioned on the officer rendering a true account of the office, promptly paying over money that comes into their hands, and accounting for all balances at the end of the term — it protects the public against an officer who mishandles public funds or fails their duties.

The amount varies by office. The general statutory floor for county officers is $20,000 (Iowa Code 64.8), but the bond for a county treasurer is set by the board of supervisors and is often much higher, and other offices have their own figures. The bond must be approved and recorded before the officer enters on the duties of the office.

It is a three-party guarantee — the officer (principal), the surety, and the public body and citizens it protects — and it is not insurance for the officer: if the surety pays a claim, the officer repays the surety. Enter the amount your statute or board fixed and we issue it at a flat 3%.

Iowa Code chapter 64 (Official and Private Bonds)Iowa Code chapter 64 conditions a public officer's bond on rendering a true account of the office, promptly paying over public money, and accounting for all balances at the end of the term (Iowa Code 64.2). The amount for county officers is generally not less than $20,000 (Iowa Code 64.8), with the county treasurer's amount set by the board of supervisors; the bond is approved and recorded before the officer takes office. Confirm the exact amount with your auditor or board.

You need this bond if you are

An elected or appointed county officer required to bond before taking office
A city or township officer whose office Iowa law or local rule requires to be bonded
A treasurer or fee officer handling public money, at the amount your board set
Being re-bonded for a new term or after a surety non-renewed your prior bond

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Iowa public official bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by statute or by your board — for many county officers the floor is $20,000, which is $600 at 3%. Enter your figure and the quote updates.
Who sets the bond amount? +
Iowa Code chapter 64 sets a general floor (often $20,000 for county officers under 64.8), but specific offices vary and a county treasurer's amount is fixed by the board of supervisors. Your auditor or board can give you the exact figure — send it to us and we will issue it.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It is the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What does the bond protect against? +
It protects the public against an officer who fails to account for the office or mishandles public money. If a valid claim is paid, the officer repays the surety — it is a faithful-performance guarantee, not insurance for the officer.
When does it renew? +
The bond must stay in force for the officer's term. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so the office's bonding never lapses.
Related bonds

Other New York bonds.

Official bond, before you take office.

Five-minute application, flat 3%, $275 minimum. Enter the amount your statute or board set and file the same week.

Your premium @ 3%$600
Apply now →