Iowa public official bonds.
From $100.
Before many Iowa officers can take office, Iowa Code chapter 64 requires them to file an official bond guaranteeing they will faithfully account for the office and the money that passes through it. The amount is set by statute or by the board, and the premium is 0.35% of the bond amount, $100 minimum.
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How much does an Iowa public official bond cost?
0.35% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to sworn in.
Your oath of office is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Officer and office details, the bond amount, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the approving authority
Pay online and receive the executed official bond, ready to file and be approved and recorded as Iowa Code chapter 64 requires. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the official bond actually guarantees
Iowa Code chapter 64 governs official and private bonds. A public officer's bond is conditioned on the officer rendering a true account of the office, promptly paying over money that comes into their hands, and accounting for all balances at the end of the term — it protects the public against an officer who mishandles public funds or fails their duties.
The amount varies by office. The general statutory floor for county officers is $20,000 (Iowa Code 64.8), but the bond for a county treasurer is set by the board of supervisors and is often much higher, and other offices have their own figures. The bond must be approved and recorded before the officer enters on the duties of the office.
It is a three-party guarantee — the officer (principal), the surety, and the public body and citizens it protects — and it is not insurance for the officer: if the surety pays a claim, the officer repays the surety. Enter the amount your statute or board fixed and apply — the premium is 0.35% of the bond amount, $100 minimum, and a quick soft credit check applies for approval.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the approving authority. Pay online and receive the executed official bond, ready to file and be approved and recorded as Iowa Code chapter 64 requires. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.35% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Iowa bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Official bond, before you take office.
Premiums from $100. Enter the amount your statute or board set and file the same day.