The City of Des Moines requires a $1,000 bond as a condition of its peddler license — ours is $275 flat, the minimum premium, because 3% of $1,000 is below it. The application is five minutes, and small license bonds like this are the fastest thing we issue.
















Municipal peddler bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Small fixed-amount license bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Des Moines peddler license application. Wet-ink original mailed on request.
$1,000 bond × 3% = $30, which rounds up to our $275 minimum. Fixed amount, fixed price, multi-year if you want it.
A peddler bond is a consumer-protection guarantee. When you sell door to door or from a cart in Des Moines, the City wants a financial backstop that you'll follow its peddler ordinance and deal honestly with residents.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Des Moines (the obligee), with the residents you sell to as the protected parties. If you take payment and never deliver, or violate the license rules, a harmed resident can recover against the bond.
The bond must stay active for the term of your license. Let it lapse and the City can pull your peddler license — so we track it and notify you 60 and 30 days out, keeping your $1,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.