IA towable RV dealer bonds.
$2,250 flat. Soft pull.

Iowa requires every licensed towable recreational vehicle dealer to file a $75,000 bond with the Department of Transportation. Ours is $2,250 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your IA towable RV dealer license — new applicants and renewals through the DOT
Fixed amount, fixed price — $75,000 bond, $2,250, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the DOT

Pay online and receive the executed bond, running to the State of Iowa, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$75,000 bond × 3% = $2,250, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$2,250
2-year term
$4,500
3-year term
$6,750
About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa licenses towable recreational vehicle dealers through the Department of Transportation under Iowa Code chapter 322C, and conditions the license on a $75,000 surety bond. The bond runs to the State of Iowa and is a consumer-and-public-protection guarantee that you comply with the statutes governing dealers.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Iowa together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Note that a dealer already licensed as a motor vehicle dealer under the same name and place of business may not need a separate towable RV bond — confirm on your application, and we will issue whichever bond the DOT requires.

Iowa Code chapter 322C (Towable RV dealers)Iowa Code chapter 322C licenses towable recreational vehicle dealers through the Department of Transportation and conditions the license on a $75,000 surety bond running to the State of Iowa, conditioned on the dealer's faithful compliance with the statutes applicable to dealers. An applicant already licensed as a motor vehicle dealer under the same name and principal place of business may not be required to file a separate bond — confirm on your application.

You need this bond if you're

Applying for an IA towable RV dealer license — travel trailers, fifth wheels, and other towable RVs
Renewing your dealer license and your current bond is expiring or non-renewing
Adding a location the DOT ties to a separate bond filing
Moving to Iowa from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $75,000? +
No. You pay $2,250 — the flat 3% of the bond amount. The $75,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Iowa Department of Transportation requires it as a condition of a towable recreational vehicle dealer license, under Iowa Code chapter 322C. No active bond, no license.
What does the bond guarantee? +
That you comply with the statutes governing dealers — delivering clear title, handling customer funds properly, and following Iowa dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

The DOT is waiting on one document.

$2,250 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$2,250
Apply now →