Iowa towable RV dealer bonds.
$375 flat.
Iowa requires every licensed towable recreational vehicle dealer to file a $75,000 bond with the Department of Transportation. Ours is $375 — the price you see is the checkout price, identical for every dealer. A quick soft credit check may apply; it never affects your score. Issued when you pay.
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How much does an Iowa towable RV dealer bond cost?
$375 at the $75,000 amount, the same for every applicant.
Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the DOT
Pay online and receive the executed bond, running to the State of Iowa, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Iowa licenses towable recreational vehicle dealers through the Department of Transportation under Iowa Code chapter 322C, and conditions the license on a $75,000 surety bond. The bond runs to the State of Iowa and is a consumer-and-public-protection guarantee that you comply with the statutes governing dealers.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Iowa together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Note that a dealer already licensed as a motor vehicle dealer under the same name and place of business may not need a separate towable RV bond — confirm on your application, and we will issue whichever bond the DOT requires.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $75,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the DOT. Pay online and receive the executed bond, running to the State of Iowa, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $375 at the $75,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Iowa motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Iowa. Each has its own statute and bond amount.
Other Iowa bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The DOT is waiting on one document.
$375, short application, bond issued when you pay. Free until issued.