Iowa requires every licensed towable recreational vehicle dealer to file a $75,000 bond with the Department of Transportation. Ours is $2,250 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.
















Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, running to the State of Iowa, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
$75,000 bond × 3% = $2,250, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Iowa licenses towable recreational vehicle dealers through the Department of Transportation under Iowa Code chapter 322C, and conditions the license on a $75,000 surety bond. The bond runs to the State of Iowa and is a consumer-and-public-protection guarantee that you comply with the statutes governing dealers.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Iowa together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Note that a dealer already licensed as a motor vehicle dealer under the same name and place of business may not need a separate towable RV bond — confirm on your application, and we will issue whichever bond the DOT requires.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$2,250 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.