IA contractor license bonds.
$275. Five minutes.
Iowa requires a licensed plumbing or mechanical contractor to maintain a $5,000 surety bond with DIAL. Three percent of $5,000 is under our $275 floor, so the price is $275 flat — our minimum premium on any bond. The application is five minutes, with no credit check on this bond.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with DIAL
Your executed bond and power of attorney arrive by email, ready to file with your contractor license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$5,000 bond × 3% = $150, which is below our $275 floor — so the price is $275, one-time per term. Multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Iowa licenses plumbing and mechanical contractors through the Department of Inspections, Appeals, and Licensing (DIAL), and Iowa Code 105.19 requires a license holder to maintain a surety bond of at least $5,000 for the entire licensing period.
The bond is a public-protection guarantee: it stands behind your compliance with Iowa's plumbing and mechanical contractor licensing laws. It is a three-party arrangement — you (the principal), the surety carrier, and the State of Iowa (the obligee), with the public as the protected party.
The bond must stay active for the entire licensing period. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out. If the surety pays a claim, you repay the surety; it is a guarantee, not insurance for you.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Iowa contractor license bond? +
Do I pay the $5,000? +
Is this the same as a contractor registration? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your license checklist today.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.