IA contractor license bonds.
$100 flat.

Iowa requires a licensed plumbing or mechanical contractor to maintain a $5,000 surety bond with DIAL. We issue it at $100 flat — set by our carrier's rate book for this bond, no quote round-trip. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your IA plumbing or mechanical contractor license under Iowa Code 105.19

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Fixed $5,000 bond — priced at $100 flat, the same for every contractor

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with DIAL

Your executed bond and power of attorney arrive by email, ready to file with your contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa licenses plumbing and mechanical contractors through the Department of Inspections, Appeals, and Licensing (DIAL), and Iowa Code 105.19 requires a license holder to maintain a surety bond of at least $5,000 for the entire licensing period.

The bond is a public-protection guarantee: it stands behind your compliance with Iowa's plumbing and mechanical contractor licensing laws. It is a three-party arrangement — you (the principal), the surety carrier, and the State of Iowa (the obligee), with the public as the protected party.

The bond must stay active for the entire licensing period. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out. If the surety pays a claim, you repay the surety; it is a guarantee, not insurance for you.

Iowa Code 105.19 (Plumbing & mechanical contractors)Iowa Code 105.19 requires a person or entity holding a plumbing or mechanical contractor license to maintain, during the licensing period, a surety bond issued by an entity licensed to do business in Iowa in a minimum amount of $5,000. The Department of Inspections, Appeals, and Licensing (DIAL) administers the license. Confirm the current amount on your application.

You need this bond if you're

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Applying for an IA contractor license — plumbing, HVAC, hydronic, or mechanical

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Renewing your contractor license and your current bond is expiring

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Holding a contractor license that must keep a $5,000 bond active during the period

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Adding a contractor license alongside your individual trade license

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Iowa contractor license bond?The premium is $100 — set by our carrier's rate book for the fixed $5,000 bond amount, the same for every contractor. The $5,000 is set by statute, so there is no quote process.

Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is this the same as a contractor registration?No. This $5,000 bond is the plumbing and mechanical contractor license bond required by DIAL under Iowa Code 105.19. Iowa also runs a separate contractor registration through the Division of Labor; that is a different filing. Tell us which you need and we will point you to the right bond.

Is there a credit check?The application collects no credit information — there's no credit section at all. Most applications approve instantly on this fixed-amount license bond.

When does it renew?The bond must stay active for the entire licensing period. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Related bonds

Other Iowa bonds.

Finish your license checklist today.

$100, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

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