Iowa contractor license bonds.
$100 flat.
Iowa requires a licensed plumbing or mechanical contractor to maintain a $5,000 surety bond with DIAL. We issue it at $100 flat — set by our carrier's rate book for this bond, no quote round-trip. The bond issues the moment you pay — no credit check.
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How much does an Iowa contractor license bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with DIAL
Your executed bond and power of attorney arrive by email, ready to file with your contractor license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Iowa licenses plumbing and mechanical contractors through the Department of Inspections, Appeals, and Licensing (DIAL), and Iowa Code 105.19 requires a license holder to maintain a surety bond of at least $5,000 for the entire licensing period.
The bond is a public-protection guarantee: it stands behind your compliance with Iowa's plumbing and mechanical contractor licensing laws. It is a three-party arrangement — you (the principal), the surety carrier, and the State of Iowa (the obligee), with the public as the protected party.
The bond must stay active for the entire licensing period. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out. If the surety pays a claim, you repay the surety; it is a guarantee, not insurance for you.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DIAL. Your executed bond and power of attorney arrive by email, ready to file with your contractor license application or renewal. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Iowa bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your license checklist today.
$100, no credit check, bond often issued in the same sitting. Free until issued.