A bid bond tells the project owner your number is real: if you win, you’ll sign the contract and furnish the performance & payment bonds it requires. Light RFP issues them at $0 — no premium, no fee. The same application prequalifies you for the performance & payment bond on the job you win, priced at a flat 3% with no credit-tier upcharge. Pick your state below for the exact requirement and the statute that sets it.
Required with most Alabama public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Alaska public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most AZ public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most AR public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Colorado public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most CT public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Delaware public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most DC public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most GA public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Hawaii public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Idaho public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most IL public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Indiana public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Iowa public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most KS public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most KY public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most LA public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most ME public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most MD public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most MI public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most MN public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most MS public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most MO public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Montana public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Nebraska public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Nevada public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most NH public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most NJ public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most NM public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most NY public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most NC public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most ND public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Ohio public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most OK public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Oregon public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most RI public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most South Carolina public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most SD public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most TN public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Utah public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Vermont public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most Wisconsin public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyRequired with most WY public bids. Completely free — consent of surety included, soft pull only.
View bond details & applyThe two contract bonds do different jobs at different points in the same deal.
| Bid bond | Performance & payment bond | |
|---|---|---|
| Guarantees | You’ll sign the contract and furnish the final bonds | You’ll complete the work and pay your subs and suppliers |
| When | Submitted with your bid | Required after award, before work starts |
| Amount | 5–10% of the bid (20% federal, capped at $3M) | 100% of the contract value |
| Cost at Light RFP | $0no premium, no fee | Flat 3%$275 minimum |
| Credit | Soft pull only | Soft pull; up to $3M on credit alone, no audited financials |
The industry quotes performance bonds at 1–3% of contract value, but that range is a credit tier — thin-credit contractors pay the top of it, and often a minimum premium besides. Ours is the same 3% for everyone, and the bid bond that gets you there is free.















