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Iowa cigarette railway car bonds.
$100 flat.

Iowa requires a $500 bond for a cigarette permit to retail on railway cars, filed with the Department of Revenue under Iowa Code chapter 453A. Our price is $100 flat — the price you see is the checkout price, and the bond issues the moment you pay — no credit check.

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Required for an Iowa railway-car cigarette retailer permit — under chapter 453A
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Fixed $500 amount — priced at $100 flat, the same for every permittee
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process$100flat, issued instantly
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Iowa cigarette railway car bond cost?

$100 at the $500 amount, the same for every applicant.

How it works

Three steps. One sitting.

Tobacco-tax permit bonds are about the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application — no financials.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount permit bonds like this are among the thousands that issue right after purchase.

SAME DAY

File with the Department of Revenue

Your executed bond (form 70-031) arrives by email, ready to file with your cigarette permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa taxes and regulates cigarettes under Iowa Code chapter 453A, administered by the Department of Revenue. A permit to sell cigarettes at retail on railway cars requires a $500 bond — filed on the Department's cigarette/tobacco seller bond form (form 70-031).

The bond is a tax-and-compliance guarantee. It stands behind the permittee's payment of cigarette tax and compliance with chapter 453A, so the state is protected against unpaid tax on cigarettes sold from railway cars.

If a permittee holds more than one type of cigarette/tobacco permit, the Department's bond requirements are cumulative — a single bond can cover the aggregate. It is not insurance for you: if the surety pays the state, you repay the surety.

Iowa Code chapter 453A (form 70-031)Iowa Code chapter 453A and the Department of Revenue rules require a $500 bond for a cigarette permit to retail on railway cars, filed on the Iowa cigarette/tobacco seller bond form (70-031). Bond requirements across multiple cigarette/tobacco permits are cumulative. Confirm the current amount and form on your permit application.

You need this bond if you're

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Applying for a railway-car cigarette permit to sell cigarettes on rail cars in Iowa
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A rail dining or club-car operator selling cigarettes at retail aboard
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Renewing a railway-car cigarette permit whose bond is expiring
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Consolidating cigarette permits into a single cumulative bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $500 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renewal falls on the statutory date, June 30, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Your executed bond (form 70-031) arrives by email, ready to file with your cigarette permit application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $500 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Iowa railway-car cigarette bond?The bond amount is $500. The premium is $100 flat, set by our carrier for this bond, the same for every permittee.
Do I pay the $500?No. You pay $100. The $500 is the surety's maximum liability to the state — not a deposit, and nobody holds your money.
Which form is the bond filed on?The Iowa cigarette/tobacco seller bond form (70-031), filed with the Department of Revenue with your permit application. We issue the executed bond ready to submit.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
I have several cigarette permits — do I need a bond for each?The Department’s bond requirements are cumulative; a single bond equal to the aggregate can cover multiple permit types. Send us your permits and we’ll size one bond to cover them.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Railway-car cigarette bond, issued today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →