IA cigarette railway car bonds.
$100 flat.

Iowa requires a $500 bond for a cigarette permit to retail on railway cars, filed with the Department of Revenue under Iowa Code chapter 453A. Our price is $100 flat — the price you see is the checkout price, and the bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required for an Iowa railway-car cigarette retailer permit — under chapter 453A
Fixed $500 amount — priced at $100 flat, the same for every permittee
No credit section — a small fixed tobacco-tax bond with no credit fields in the application
A-ratedA.M. Best carriersInstantunderwriting process$100flat, issued instantly
Trusted by industry leaders
NYCEDC
BDG
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Terra
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Tobacco-tax permit bonds are about the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application — no financials, no credit-check section.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount permit bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Revenue

Your executed bond (form 70-031) arrives by email, ready to file with your cigarette permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa taxes and regulates cigarettes under Iowa Code chapter 453A, administered by the Department of Revenue. A permit to sell cigarettes at retail on railway cars requires a $500 bond — filed on the Department's cigarette/tobacco seller bond form (form 70-031).

The bond is a tax-and-compliance guarantee. It stands behind the permittee's payment of cigarette tax and compliance with chapter 453A, so the state is protected against unpaid tax on cigarettes sold from railway cars.

If a permittee holds more than one type of cigarette/tobacco permit, the Department's bond requirements are cumulative — a single bond can cover the aggregate. It is not insurance for you: if the surety pays the state, you repay the surety.

Iowa Code chapter 453A (form 70-031)Iowa Code chapter 453A and the Department of Revenue rules require a $500 bond for a cigarette permit to retail on railway cars, filed on the Iowa cigarette/tobacco seller bond form (70-031). Bond requirements across multiple cigarette/tobacco permits are cumulative. Confirm the current amount and form on your permit application.

You need this bond if you're

Applying for a railway-car cigarette permit to sell cigarettes on rail cars in Iowa
A rail dining or club-car operator selling cigarettes at retail aboard
Renewing a railway-car cigarette permit whose bond is expiring
Consolidating cigarette permits into a single cumulative bond filing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need one.

Start the application →
FAQ

Common questions.

How much is the Iowa railway-car cigarette bond?The bond amount is $500. The premium is $100 flat, set by our carrier for this bond, the same for every permittee.
Do I pay the $500?No. You pay $100. The $500 is the surety's maximum liability to the state — not a deposit, and nobody holds your money.
Which form is the bond filed on?The Iowa cigarette/tobacco seller bond form (70-031), filed with the Department of Revenue with your permit application. We issue the executed bond ready to submit.
Is there a credit check?The application collects no credit information at all — most applications approve instantly. If a check ever runs, it's a soft pull that won't touch your score.
I have several cigarette permits — do I need a bond for each?The Department’s bond requirements are cumulative; a single bond equal to the aggregate can cover multiple permit types. Send us your permits and we’ll size one bond to cover them.
Related bonds

Other Iowa bonds.

Railway-car cigarette bond, issued today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →