Iowa manufactured home retailer bonds.
$250 flat.
Iowa requires every mobile/manufactured home retailer to file a $50,000 surety bond for its license. Ours is $250 flat — the price you see is the checkout price, identical for every retailer. A quick soft credit check may apply; the bond is issued when you pay.
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How much does an Iowa manufactured home retailer bond cost?
$250 at the $50,000 amount, the same for every applicant.
Three steps to licensed.
Your retailer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
File the original with the state
Pay online and receive the executed $50,000 bond. The original must be filed with the licensing bureau, and the bond gives the state 30 days’ notice before any cancellation. Wet-ink originals mailed on request.
What it is and who needs it.
What the bond actually guarantees
Iowa licenses mobile and manufactured home retailers, and conditions the license on a $50,000 surety bond filed with the state. The bond is a consumer-protection guarantee: it stands behind your compliance with Iowa Code chapter 103A and the manufactured-housing rules, so a buyer harmed by a retailer’s violation has somewhere to recover.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Iowa together with harmed buyers (the protected parties). The bond must give the licensing bureau 30 days’ notice before cancellation — if it lapses, the bureau can revoke the license on the same date the bond is canceled unless a new bond is filed.
It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers who follow the law treat the bond as a license formality, and we track it and notify you 60 and 30 days out so your filing stays continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File the original with the state. Pay online and receive the executed $50,000 bond. The original must be filed with the licensing bureau, and the bond gives the state 30 days’ notice before any cancellation. Wet-ink originals mailed on request.
What sets the price
The premium is fixed at $250 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Iowa bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The licensing bureau is waiting on one document.
$250 flat, short application, bond issued when you pay. Free until issued.