IA manufactured home retailer bonds.
$1,500 flat. Soft pull.
Iowa requires every mobile/manufactured home retailer to file a $50,000 surety bond for its license. Ours is $1,500 flat — 3% of the bond amount, identical for every retailer. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your retailer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File the original with the state
Pay online and receive the executed $50,000 bond. The original must be filed with the licensing bureau, and the bond gives the state 30 days’ notice before any cancellation. Wet-ink originals mailed on request.
The whole pricing page.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Iowa licenses mobile and manufactured home retailers, and conditions the license on a $50,000 surety bond filed with the state. The bond is a consumer-protection guarantee: it stands behind your compliance with Iowa Code chapter 103A and the manufactured-housing rules, so a buyer harmed by a retailer’s violation has somewhere to recover.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Iowa together with harmed buyers (the protected parties). The bond must give the licensing bureau 30 days’ notice before cancellation — if it lapses, the bureau can revoke the license on the same date the bond is canceled unless a new bond is filed.
It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers who follow the law treat the bond as a license formality, and we track it and notify you 60 and 30 days out so your filing stays continuous.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $50,000? +
Who requires this bond? +
What does the bond guarantee? +
Is there a credit check? +
What happens if my bond lapses? +
Other New York bonds.
The licensing bureau is waiting on one document.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.