Property insurance · For owners and operators
Every building. Line by line.
Property, general liability, umbrella, loss of rent and flood across the portfolio, and builder’s risk for the projects. Placed by our licensed brokerage. The coverage review is free.
Bidding work instead? Contractor insurance · Surety bonds
Six lines for the portfolio and its projects.
Pick a line to see what it covers. Our brokerage places them across the whole portfolio, building by building.
Insurance alongside the work you bid out.
Renewals, leveled like bids.
Send us your current policies and loss history. At renewal we re-shop the market and lay the options side by side: limits, exclusions and price, the way bids are leveled on an RFP.
Vendor certificates, compared at bid time.
Contractors bidding on your RFPs upload their certificates of insurance, and the leveling sheet shows each one next to your requirements, from additional insured to limits.
Builder’s risk with the RFP.
Renovating or building? Builder’s risk is written to the job’s schedule, and you can require the winning contractor to bond the job, all on the same project as the bids. What a bond protects.
Bidding out the work? Post the RFP free: AI drafts it, bond-ready vendors bid, and the bids come back leveled.Post an RFP free
How a coverage review runs.
Tell us about the portfolio
The buildings, the policies you carry today and when they renew, and your loss history.
We follow up with what we’d change
Property by property and line by line: gaps, overlaps and limits, and what your lenders and associations call for.
You choose what to re-shop
We take the lines you pick to market and lay the options side by side. Our brokerage binds the ones you choose and issues the certificates your lenders and contracts ask for.
Before you start: plan on 15 to 45 minutes for one property to five, with your declarations pages to hand. Your answers are kept in this browser tab only, with no account; closing the tab clears them.
Have a broker? Send your current policy documents and we can price your coverage from them. With a broker of record letter, we can also quote your renewing underwriter, for a wider slate of options. Nothing changes until you choose.
Owners who run their RFPs on Light RFP
How we’re paid.
The coverage review is free. We’re a licensed brokerage: Light RFP earns a commission from the carrier on all policies. There’s no platform fee for managing your policies, and posting RFPs is free.
Light RFP Risk Management Services LLC · NY DFS License # PC-1978982