IA tobacco distributor bonds.
$100 flat.

Iowa conditions a tobacco products distributor permit on a $1,000 surety bond filed with the Department of Revenue. We issue it at $100 flat — set by our carrier's rate book for this bond, no quote round-trip. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for an IA tobacco products distributor permit under Iowa Code chapter 453A

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Fixed $1,000 bond — priced at $100 flat, the same for every distributor

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

Permit bonds like this are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Revenue

Your executed bond and power of attorney arrive by email, ready to file with your distributor permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa taxes and permits tobacco products through the Department of Revenue under Iowa Code chapter 453A. A distributor that brings tobacco products into the state owes tobacco tax, and the Department conditions the distributor permit on a $1,000 surety bond before the permit issues.

The bond is a tax guarantee: it stands behind the tobacco tax the distributor collects and owes. It is a three-party arrangement — you (the principal), the surety carrier, and the State of Iowa (the obligee). If a distributor fails to remit tax due under chapter 453A, the State can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Cigarette distributors and other permit classes carry different (often larger) bond amounts; this $1,000 figure applies to the tobacco-products distributor permit, priced at $100. Confirm your permit class on the application and we issue the matching bond.

Iowa Code chapter 453A (Tobacco tax)Under Iowa Code chapter 453A and the Department of Revenue's rules, a tobacco products distributor must post a $1,000 surety bond for the benefit of the State before a distributor permit is issued, guaranteeing payment of the tobacco tax owed. Cigarette and other permit classes can carry different bond amounts — confirm your permit class on your application.

You need this bond if you're

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Applying for an IA tobacco products distributor permit through the Department of Revenue

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Renewing a distributor permit that requires the $1,000 surety bond

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Bringing tobacco products into Iowa on which the distributor owes tobacco tax

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Re-permitting after a lapse that reset your bond requirement

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Iowa tobacco distributor bond?The premium is $100 — set by our carrier's rate book for this bond. Every distributor pays the same $100. The bond amount is set by statute, so there is no quote process.

Do I pay the $1,000?No. You pay $100. The $1,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?Permit bonds like this are among the thousands of bond types that issue right after purchase — many distributors finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information — there's no credit section at all. Most applications approve instantly on this fixed-amount permit bond.

Is this the cigarette bond too?No. This $1,000 bond is for the tobacco products distributor permit. Cigarette distributors and other permit classes under chapter 453A can carry different, often larger, bond amounts. Send us your permit class and we issue the matching bond.

Related bonds

Other Iowa bonds.

Finish your permit checklist today.

$100, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$100

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