IA business opportunity bonds.
Flat 3%. Enter your amount.

Iowa requires a seller of business opportunities to post a surety bond under the Business Opportunity Promotions Act (Iowa Code chapter 523B), filed with the Iowa Insurance Division’s Securities Bureau. The statutory minimum is $15,000, and the administrator can require more. We issue it at a flat 3% with no credit check.

Required under Iowa Code chapter 523B for sellers of business opportunities in Iowa
$15,000 statutory minimum — the administrator may require a higher amount to protect purchasers
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard seller bond — enter your amount, pay, and file with your disclosure documents. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the required bond amount, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Insurance Division

Submit the executed bond with your business opportunity registration and disclosure documents to the Securities Bureau. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the administrator required and the premium updates.

$15,000 bond
$450
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the seller bond actually covers

Iowa's Business Opportunity Promotions Act (Iowa Code chapter 523B) regulates the sale of business opportunities — turnkey ventures, distributorships, and similar offerings. The Act is administered by the Iowa Insurance Division's Securities Bureau, and a seller must provide security, typically a surety bond, before doing business in Iowa.

The bond is held for the benefit of purchasers who are damaged by the seller's violation of the Act — for example, misrepresentation in the disclosure document or failure to deliver what was promised. Your disclosure document must name the surety, so purchasers know the bond exists.

The statutory minimum is $15,000, and the administrator may require a larger amount based on factors like how long you have operated, your in-state investment, and your net worth. Enter the figure you were required to post and we issue it at a flat 3% with no credit check.

Iowa Code chapter 523B (§ 523B.3)Iowa Code chapter 523B (the Business Opportunity Promotions Act), administered by the Iowa Insurance Division's Securities Bureau, requires a seller to maintain security — a surety bond, trust account, or letter of credit — in an amount of at least $15,000, with the administrator authorized to require more to protect purchasers. Confirm your required amount with the administrator; figures cited by surety vendors vary, so we go by what your registration packet states.

You need this bond if you are

Selling a business opportunity in Iowa that is registrable under chapter 523B
Registering or renewing with the Securities Bureau and posting the required security
A franchisor or distributor whose offering falls under the Business Opportunity Promotions Act
Required to post a higher amount the administrator set for purchaser protection

Five minutes, issued on the spot.

Submit the application with the bond amount the administrator required — the executed bond is generated instantly, ready to file with your disclosure documents.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Iowa business opportunity bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself starts at the $15,000 statutory minimum, and the administrator can require more — enter the figure you were required to post and the quote updates.
Who requires this bond? +
The Iowa Insurance Division's Securities Bureau requires it under the Business Opportunity Promotions Act (Iowa Code chapter 523B) as security for purchasers before you sell business opportunities in Iowa.
Is there a credit check? +
No — the seller bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I choose? +
Start with the figure on your registration packet. The statutory minimum is $15,000, but the administrator may set a higher amount based on your operating history, in-state investment, and net worth. Send us the requirement and we will confirm.
Can I use a trust account or letter of credit instead? +
The Act accepts a surety bond, trust account, or letter of credit. A surety bond is usually cheapest — you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
Related bonds

Other New York bonds.

Business opportunity bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file the same day.

Your premium @ 3%$450
Apply now →