Iowa appraisal management bonds.
$250 flat.
Iowa requires every registered appraisal management company to file a $25,000 surety bond with the Division of Banking — ours is $250 flat, set by our carrier for this bond. The bond issues the moment you pay — no credit check.
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How much does an Iowa appraisal management bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Registration bonds are about the simplest thing in surety. Here is the entire process:
Apply online
Company details and an effective date. That is the application — no financials.
Pay & e-sign
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.
File with your AMC registration
Your executed bond and power of attorney arrive by email, ready to file with the Iowa Division of Banking. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Iowa began regulating appraisal management companies in 2017 under Iowa Code chapter 543E, administered by the Division of Banking (Professional Licensing Bureau / Real Estate Appraiser Examining Board). An AMC that runs an appraiser panel above the statutory size must register — and conditions registration on a $25,000 surety bond.
The bond is a consumer- and appraiser-protection guarantee. It stands behind your faithful compliance with chapter 543E and pays liabilities, damages, or losses arising from your appraisal management services on Iowa real estate — most often unpaid appraiser fees.
It is not insurance for you. If the surety pays a valid claim, you repay the surety. AMCs that pay their panel on time and follow the rules treat the bond as a registration formality — so we track it and notify you 60 and 30 days out to keep the $25,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your AMC registration. Your executed bond and power of attorney arrive by email, ready to file with the Iowa Division of Banking. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Iowa bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your AMC registration today.
$250 flat, no credit check, bond often issued in the same sitting. Free until issued.