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Cedar Rapids solicitor license bonds.
Quote on review.

Anyone who sells goods or services door-to-door in Cedar Rapids needs a solicitor license from the City Clerk, and under § 42.04 of the Cedar Rapids Municipal Code every applicant must file a $1,000 surety bond. The license is personal, so every rep on a crew files a bond of their own. The premium is quoted on review.

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Required by Cedar Rapids Municipal Code § 42.04 of every solicitor license applicant
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Penal sum fixed at $1,000 by ordinance — the same figure for every solicitor
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One bond per individual solicitor — the license covers one natural person, not a crew
No credit reviewnot even a soft pull1 daytypical specialist replyUnderwrittenquoted on review
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Cedar Rapids solicitor license bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

From application to solicitor license.

The City Clerk will not issue a solicitor license until the bond, the insurance certificate and the background paperwork are all in. Here is the bond side of it:

TODAY · ONE APPLICATION

Apply online

Your name, address, entity type and the effective date. The $1,000 amount is already set by ordinance — there is nothing to size. If you run a crew, each rep applies as their own principal.

WITHIN 1 BUSINESS DAY

A specialist quotes it

A surety specialist reviews the application and returns your exact premium. Nothing is charged until you accept the quote.

ON APPROVAL · FILE WITH THE CITY CLERK

Sign & deliver the original

Accept, pay, and receive the executed bond naming the City of Cedar Rapids as obligee. Sign it as principal and deliver the original to the City Clerk with your online license application — the City does not accept photocopies.

About this bond

What it is and who needs it.

What the Cedar Rapids solicitor bond guarantees

Chapter 42 of the Cedar Rapids Municipal Code (Solicitors and Transient Merchants, repealed and reenacted by Ord. No. 034-25 in June 2025) governs door-to-door selling in the city. Section 42.01 defines a solicitor as anyone who initiates or attempts to initiate personal contact at or near residences or businesses — including on private driveways, parking lots and public sidewalks — to solicit money or orders for goods, services, subscriptions or merchandise, delivered immediately or later. Under § 42.02(a), no vendor may operate without a license, and only one natural person may work under one solicitor license.

Section 42.04 then requires every license applicant to file with the City Clerk a $1,000 surety bond. The bond carries two promises: that you will comply fully with the City’s ordinances and the laws regulating vendors, and — to any resident of the City — that all money paid will be accounted for and applied according to your representation. A resident whose money is not applied as represented — a deposit for a service that never arrives, for example — can bring an action on the bond, because § 42.04 lets the person aggrieved sue on it directly. The bond must stay in force for not less than one year from execution.

It is a three-party arrangement — you (the principal), the surety carrier, and the City of Cedar Rapids (the obligee), with aggrieved residents also able to claim. If the surety pays a valid claim, you repay the surety; it is not insurance for your business. Under § 41.04, license bonds must be written by a corporate surety authorized in Iowa, are subject to the City Attorney’s approval, and must be on file with the City Clerk before the license issues.

The bond is one item on a longer list. Section 42.05 separately requires general liability insurance, including products liability, of at least $1 million per occurrence, with the City as certificate holder. Section 42.03(b) asks solicitors for a physical description and a statewide criminal history report from every state lived in during the last five years, and the City Clerk also requires a government-issued photo ID, the annual license fee and an Iowa criminal history check. Once licensed, § 42.11(a) limits solicitors to 8:00 a.m. to 8:00 p.m. and bars federal holidays unless the City Manager approves otherwise, and § 42.12 bars a repeat call at the same home for the same goods or services within fourteen days without an invitation, and knocking where a “No Soliciting” sign is posted.

Cedar Rapids, Iowa Municipal Code § 42.04Section 42.04 (Bond) provides that an applicant for a license under Chapter 42 shall file with the City Clerk a surety bond in the amount of $1,000, conditioned that the applicant shall comply fully with all ordinances of the City and laws regulating vendors, and guaranteeing to any resident of the City that all money paid will be accounted for and applied according to the representation of the licensee, the bond to continue in force for not less than one year from the date of execution; action on the bond may be brought by the person aggrieved. Section 42.02(a) requires a license and allows only one natural person per solicitor license; § 42.13 lists the exemptions, including nonprofits, churches, schools, newspaper carriers, established route sellers and vendors at permitted special events or markets. Section 41.04 requires a corporate surety authorized in Iowa, subject to City Attorney approval, with evidence of the bond filed with the City Clerk before the license issues; § 41.12(d) allows revocation on expiration or cancellation of any required bond. The same $1,000 bond applies to Cedar Rapids transient merchants, who must also meet the state requirements of Iowa Code chapter 9C.

You need this bond if you are

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A door-to-door sales rep selling home services, security systems, solar, roofing, pest control or subscriptions at Cedar Rapids homes
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A seasonal sales crew member — each person on the team needs their own license, so each files their own $1,000 bond
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A canvasser taking orders or deposits for goods or services to be delivered now or at a later date
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A solicitor renewing a license — renewals issue on the same conditions as the original, so the bond must stay in force
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Sign & deliver the original. Accept, pay, and receive the executed bond naming the City of Cedar Rapids as obligee. Sign it as principal and deliver the original to the City Clerk with your online license application — the City does not accept photocopies.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one underwriting review.

These are the actual application fields — your name or business, entity type, address and the effective date. The $1,000 amount is locked by ordinance. Submit once and a surety specialist returns your quote, typically within one business day. Free until issued.

Start the application →
FAQ

Common questions.

What is a Cedar Rapids, Iowa solicitor license bond?It is the $1,000 surety bond that every solicitor license applicant must file with the Cedar Rapids City Clerk under § 42.04 of the Cedar Rapids Municipal Code. It guarantees that you will follow the City’s vendor ordinances and that any money a resident pays you will be accounted for and applied as you represented. A resident who is harmed can bring an action on the bond directly.
Who sets the bond amount?The City of Cedar Rapids, by ordinance. Section 42.04 fixes the bond at $1,000 for every applicant, and the City Clerk’s Vendor Licenses page lists a $1,000 surety bond among the required documents. You do not choose or size the amount — but because one license covers one person, a crew of ten needs ten bonds.
How much does it cost?This bond is quoted on review rather than shown as a flat price. The $1,000 is the penal sum — the most the surety would pay on a valid claim — not what you pay. A surety specialist reviews your application and returns the exact premium, usually within one business day, and nothing is charged until you accept it.
Will I need collateral?Not on a standard file. The penal sum is a fixed $1,000 and the application asks only for your basic details and the effective date. If anything unusual turns up in review, the specialist tells you before you commit to anything.
Is there a credit check?The bond issues the moment you pay — no credit review of any kind, not even a soft pull. The only review is the specialist’s pricing review of your application, which never touches your credit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get the bond your Cedar Rapids license is waiting on.

The City Clerk will not issue a solicitor license without it. Apply once and a specialist returns your quote, typically within one business day. Free until issued.

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