IA transient merchant bonds.
Flat 3%. Enter your amount.
Before Iowa issues a transient merchant license, Iowa Code chapter 9C requires you to file a surety bond with the Secretary of State. The amount is tied to the value of the goods you will offer — we issue it at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard transient merchant bond — enter your amount, pay, and file with the Secretary of State. Here is the whole thing:
Apply online
Your business details, the bond amount your inventory requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Secretary of State
Submit the executed bond to the Secretary of State so your transient merchant license can issue. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your application requires and the premium updates.
What it is and who needs it.
What the transient merchant bond actually covers
A transient merchant is someone who sells goods temporarily or itinerantly in Iowa — out of a rented space, a vehicle, or a pop-up location. Iowa Code chapter 9C requires a transient merchant to be licensed, and conditions the license on a surety bond filed with the Secretary of State.
The bond is filed before the license issues (Iowa Code 9C.4–9C.5) — without it, no license. It is commonly set at an amount tied to the value of the goods you will offer, often twice that value or your average inventory. Confirm the exact figure on your application or with the Secretary of State.
The bond protects Iowa buyers and the State: it stands behind any judgment for fraud or misrepresentation in your sales, and any taxes or fees you fail to pay. It is not insurance for you — if the surety pays a claim, you repay the surety. Note that many Iowa cities also license peddlers and solicitors separately under local ordinance.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount your inventory requires — the executed bond is generated instantly, ready to file with the Secretary of State.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Transient merchant bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount your application requires and file with the Secretary of State the same day.