IA distributing agent bonds.
$100. Five minutes.

A cigarette distributing agent in Iowa — a permittee that receives and stores cigarettes for distribution to wholesalers or distributors — posts a surety bond with its permit under Iowa Code 453A.14. The amount is a fixed $2,500, priced at $100 flat.

Required for a cigarette distributing agent permit under Iowa Code 453A.14
Fixed $2,500 bond — $100 flat, issued instantly
No credit fields — the application collects no credit information, issues fast
$100flat premiumInstantunderwriting processNo SSNin the application
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Fixed-amount tobacco bonds are the simplest thing in surety. Here's the whole process:

NOW · 5 MINUTES

Apply online

Business details and an effective date — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount tobacco bonds like this issue right after purchase for most applicants. At most, 1–2 business days.

SAME DAY

File with the Department of Revenue

Your executed bond arrives by email, ready to file with your distributing agent permit application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa taxes cigarettes through the Department of Revenue under chapter 453A. A distributing agent is a permittee that receives cigarettes in interstate commerce and stores them for distribution to distributors and wholesalers — it must post a surety bond before the permit issues, set by Iowa Code 453A.14 at a fixed $2,500.

The bond runs to the State for the benefit of the Department. It guarantees that you comply with chapter 453A and pay all cigarette taxes, fees, and costs you owe — if you do not, the Department can recover against the bond up to the $2,500 penal sum.

It is not insurance for you: if the surety pays, you repay the surety. Where a person holds more than one tobacco permit, the bond requirements are cumulative. Iowa tobacco bonds run to a June 30 expiration by rule.

Iowa Code 453A.14 (bond) & 453A.13 (permits)Iowa Code 453A.14 conditions a cigarette permit on a bond guaranteeing compliance with chapter 453A and payment of all taxes, fees, and costs. The distributing agent bond is $2,500. Where a person holds more than one permit type, the bond requirements are cumulative. Iowa cigarette/tobacco bonds expire annually on June 30 by Department of Revenue rule.

You need this bond if you're

Applying for an Iowa cigarette distributing agent permit through the Department of Revenue
Renewing your distributing agent permit for the year ending June 30
Receiving and storing cigarettes for distribution to distributors and wholesalers
Holding multiple tobacco permits where the bonds are cumulative

Five minutes. The whole thing.

These are the actual issuing fields — the application collects no credit information for this fixed-amount bond.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Iowa cigarette distributing agent bond?
The bond amount is a fixed $2,500 under Iowa Code 453A.14. The price is $100 flat, set by our carrier's rate book — the same for every distributing agent.
Do I pay the $2,500?
No. You pay $100. The $2,500 is the surety's maximum liability to the Department of Revenue if you fail to comply or pay your cigarette tax — it is not a deposit.
What does a distributing agent do?
A distributing agent receives cigarettes in interstate commerce and stores them for distribution to Iowa distributors and wholesalers. The bond backs your compliance with chapter 453A and the tax that ultimately attaches.
Is there a credit check?
The application collects no credit information — there's no credit section on this fixed-amount bond. Most applications like this approve instantly; if a check ever runs, it's a soft pull that won't touch your score.
When does it renew?
Iowa cigarette and tobacco bonds expire on June 30 by rule, in step with the permit year. We send renewal notices 60 and 30 days out, with autopay available, so your permit never lapses.
Related bonds

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Distributing agent bond, issued today.

$100 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →