Business service bonds.
Issued online.
A business service bond — also called an employee dishonesty bond — reimburses your client if one of your employees steals from them while working in their home or office. Clients and contracts ask for it, not a licensing law, so cleaning, janitorial, home care, pet-sitting, moving and on-site repair firms are the usual buyers. Coverage runs from $2,500 to $250,000, priced by the amount and how many employees you have. Pick the tier below that matches what your client asked for; each one shows its price before you apply.
Federal Business Services Bond ($2,500) — 6 or Fewer Employees
The $2,500-limit employee-dishonesty bond a small service business buys to protect a client’s property, priced for 6 or fewer employees. $109 flat.
View bond details & applyFederal Business Services Bond ($2,500) — 16 or More Employees
The $2,500-limit employee-dishonesty bond for a larger service business, priced for 16 or more employees. $260 flat.
View bond details & applyFederal Business Services Bond ($5,000) — 6 or Fewer Employees
The $5,000-limit employee-dishonesty bond a small service business buys to protect a client’s property, priced for 6 or fewer employees. $131 flat.
View bond details & applyFederal Business Services Bond ($5,000) — 7 to 15 Employees
The $5,000-limit employee-dishonesty bond for a mid-size service business, priced for 7 to 15 employees. $221 flat.
View bond details & applyFederal Business Services Bond ($5,000) — 16 or More Employees
The $5,000-limit employee-dishonesty bond for a larger service business, priced for 16 or more employees. $320 flat.
View bond details & applyFederal Business Services Bond ($10,000) — 6 or Fewer Employees
The $10,000 employee dishonesty bond for a service business with 6 or fewer employees who work in client homes or offices. $175 flat.
View bond details & applyFederal Business Services Bond ($10,000) — 7 to 15 Employees
The $10,000 employee dishonesty bond for a service business with 7 to 15 employees who work in client homes or offices. $300 flat.
View bond details & applyFederal Business Services Bond ($10,000) — 16 or More Employees
The $10,000 employee dishonesty bond for a service business with 16 or more employees who work in client homes or offices. $439 flat.
View bond details & applyFederal Business Services Bond ($25,000) — 6 or Fewer Employees
The $25,000 employee dishonesty bond for a service business with 6 or fewer employees who work in client homes or offices. $258 flat.
View bond details & applyFederal Business Services Bond ($25,000) — 16 or More Employees
A deeper $25,000-limit tier of the employee-dishonesty bond, priced for a service business with 16 or more employees. $636 flat.
View bond details & applyFederal Business Services Bond ($50,000) — 6 or Fewer Employees
The $50,000 employee dishonesty bond for a service business with 6 or fewer employees who work in client homes or offices. $354 flat.
View bond details & applyFederal Business Services Bond ($50,000) — 7 to 15 Employees
A higher $50,000-limit tier of the employee-dishonesty bond, priced for a service business with 7 to 15 employees. $706 flat.
View bond details & applyFederal Business Services Bond ($50,000) — 16 or More Employees
The $50,000 employee-dishonesty tier written for a service business with 16 or more employees — it reimburses your client if a covered worker steals on the job. $845 flat.
View bond details & applyFederal Business Services Bond ($100,000) — 6 or Fewer Employees
The $100,000 employee-dishonesty tier written for a service business with 6 or fewer employees — it reimburses your client if a covered worker steals on the job. $489 flat.
View bond details & applyFederal Business Services Bond ($100,000) — 7 to 15 Employees
The $100,000 employee-dishonesty tier written for a service business with 7 to 15 employees — it reimburses your client if a covered worker steals on the job. $775 flat.
View bond details & applyFederal Business Services Bond ($100,000) — 16 or More Employees
The $100,000 employee-dishonesty tier written for a service business with 16 or more employees — it reimburses your client if a covered worker steals on the job. $1,093 flat.
View bond details & applyFederal Business Services Bond ($150,000) — 6 or Fewer Employees
The $150,000 employee-dishonesty tier written for a service business with 6 or fewer employees — it reimburses your client if a covered worker steals on the job. $541 flat.
View bond details & applyFederal Business Services Bond ($150,000) — 7 to 15 Employees
The $150,000-limit employee-dishonesty bond a mid-size service business buys to protect a client’s property, priced for 7 to 15 employees. $845 flat.
View bond details & applyFederal Business Services Bond ($150,000) — 16 or More Employees
The $150,000-limit employee-dishonesty bond a service business buys to protect a client’s property, priced for 16 or more employees. $1,183 flat.
View bond details & applyFederal Business Services Bond ($200,000) — 6 or Fewer Employees
Our deepest employee-dishonesty coverage limit, priced for a small service business with 6 or fewer employees. $586 flat.
View bond details & applyFederal Business Services Bond ($200,000) — 7 to 15 Employees
Our deepest employee-dishonesty coverage limit, priced for a mid-size service business with 7 to 15 employees. $899 flat.
View bond details & applyFederal Business Services Bond ($200,000) — 16 or More Employees
Our deepest employee-dishonesty coverage limit, priced for a service business with 16 or more employees. $1,247 flat.
View bond details & applyFederal Business Services Bond ($250,000) — 7 to 15 Employees
The $250,000 employee-dishonesty tier written for a service business with 7 to 15 employees — it reimburses your client if a covered worker steals on the job. $954 flat.
View bond details & applyFederal Business Services Bond ($250,000) — 16 or More Employees
The $250,000 employee-dishonesty tier written for a service business with 16 or more employees — it reimburses your client if a covered worker steals on the job. $1,312 flat.
View bond details & applyFlorida Business Services Bond ($2,500) — 7 to 15 Employees
The $2,500 employee-dishonesty tier for a Florida service business with 7 to 15 employees — it reimburses your client if a worker steals on the job. $181 flat.
View bond details & applyFlorida Business Services Bond ($25,000) — 7 to 15 Employees
The $25,000 employee-dishonesty tier for a Florida service business with 7 to 15 employees. $437 flat.
View bond details & applyFlorida Business Services Bond ($250,000) — 6 or Fewer Employees
The $250,000 employee-dishonesty tier written for a Florida service business with 6 or fewer employees. $632 flat.
View bond details & applyOhio Business Services Bond ($2,500)
A $2,500 employee-dishonesty bond that protects your clients if one of your workers steals on the job. $181 flat.
View bond details & applyBusiness service bonds, in plain terms
Protection for your client against employee theft, in the amount the client asks for.
Who needs one
Any business whose people work inside a client’s home, office or building — cleaning and janitorial crews, home care aides, pet sitters, movers, carpet and window cleaners, on-site IT and repair. Commercial clients, property managers and public agencies often require one before they hand over keys or award a contract.
What it protects
Your client. If an employee steals money or property while working on the client’s premises, the bond reimburses the client and the surety then recovers the loss from your business. Injury to people and accidental damage are general liability insurance, not this bond; each tier’s page says exactly what its form covers.
How to pick a tier
Choose the coverage amount your client or contract names, and the employee band that covers everyone who works on client sites: 6 or fewer, 7 to 15, or 16 and up. The bond is written for your business as a whole, so one bond covers every client.
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