Business services bonds.
$181 flat.
A business services bond — also called a janitorial or employee-dishonesty bond — protects your clients if one of your workers steals from them on a job. This is the $2,500 tier for companies with 7 to 15 employees, and it's $181 flat.
Trusted by industry leaders
How much does a Business services bond cost?
$181 at the $2,500 amount, the same for every applicant.
Three steps. One sitting.
A business services bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details, your employee count, and an effective date. That is the application. No credit check.
Pay & e-sign
Bonds like this are among the thousands that issue right after purchase.
Show it to your clients
Your executed bond arrives by email — ready to attach to a bid, a contract, or a request from a client who wants proof you carry one. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually covers
A business services bond is an employee-dishonesty guarantee. If one of your workers steals money or property from a client while on the job, the bond reimburses that client for the loss — up to the $2,500 bond amount.
It's a three-party arrangement: you (the principal), the surety carrier, and the obligee — here, your client is the protected party. This isn't a state license bond and Ohio doesn't mandate it; businesses carry it because clients ask for it, and because being "bonded" is a real differentiator in cleaning and in-home services.
It covers theft, not damage. A worker pocketing cash or stealing equipment is covered; an accidental spill or breakage is not — that's what general liability insurance is for. And like every surety bond, if the carrier pays a claim, you repay the carrier.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $2,500 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Pay & e-sign. Bonds like this are among the thousands that issue right after purchase.
What sets the price
The premium is fixed at $181 at the $2,500 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Ohio bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Bonded by the end of the day.
$181 flat, no credit check, bond often issued in the same sitting. Free until issued.