Business services bonds.
$275. Five minutes.
A business services bond — also called a janitorial or employee-dishonesty bond — protects your clients if one of your workers steals from them on a job. This is the $2,500 tier for companies with 7 to 15 employees, and at our 3% minimum it's $275 flat.
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Three steps. One sitting.
A business services bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details, your employee count, and an effective date. That's the application — no financials, no credit check section.
Pay & e-sign
Bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.
Show it to your clients
Your executed bond arrives by email — ready to attach to a bid, a contract, or a request from a client who wants proof you carry one. Wet-ink original mailed on request.
The whole pricing page.
$2,500 bond × 3% = $75, which is under our $275 minimum — so it lands at $275 flat per term. Multi-year if you want it.
What it is and who needs it.
What the bond actually covers
A business services bond is an employee-dishonesty guarantee. If one of your workers steals money or property from a client while on the job, the bond reimburses that client for the loss — up to the $2,500 bond amount.
It's a three-party arrangement: you (the principal), the surety carrier, and the obligee — here, your client is the protected party. This isn't a state license bond and Ohio doesn't mandate it; businesses carry it because clients ask for it, and because being "bonded" is a real differentiator in cleaning and in-home services.
It covers theft, not damage. A worker pocketing cash or stealing equipment is covered; an accidental spill or breakage is not — that's what general liability insurance is for. And like every surety bond, if the carrier pays a claim, you repay the carrier.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the $2,500 business services bond? +
Who does this bond protect? +
Does Ohio require this bond? +
Why the 7-to-15-employee tier? +
Is there a credit check? +
Other New York bonds.
Bonded by the end of the day.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.