Business services bonds.
$221 flat.

A deeper limit for a mid-size crew: this Business Services Bond tier steps the coverage up to a $5,000 loss limit, priced for a business with 7 to 15 employees. It's the same client-facing employee-dishonesty protection at a higher payout ceiling — $221 flat, the price you see is the checkout price, and the application collects no credit information.

Protects a client's property from theft by your employees on their premises, at a $5,000 limit
Fixed price, fixed limit — $5,000 of coverage, $221, no quote process
No credit information collected — most applications approve instantly
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiry1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A Business Services Bond is one of the simplest filings we issue. Here's the entire process:

NOW · ONLINE

Apply online

Business details, entity type, and an effective date. That’s the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

This bond is among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

Send it to your client

Your executed bond arrives by email, ready to hand to the client or property manager who required it. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

This tier of the Business Services Bond raises the coverage limit to $5,000, priced for a business with 7 to 15 employees. Like every tier of this product, it covers a loss when an employee of yours steals from a client — not from you — while performing work on the client's premises, and it does not respond to a claim your own business makes against itself.

It's a three-party arrangement: you (the principal), the surety carrier, and your client as the protected party for any given job. If an employee is proven to have stolen from a client while performing services you were hired for, the client can make a claim against the bond up to its $5,000 limit.

It is not insurance for you — if the surety pays a claim, it can seek recovery from the employee responsible, not from your business generally. Coverage does not extend to volunteers or 1099 contractors — only your own employees are covered. There is no government statute behind this bond; it exists because clients and their contracts ask for it.

Client contract — not a government statuteA Business Services Bond is typically a private, contractual requirement set by the client, property manager, or commercial contract you're servicing — not a federal, state, or municipal statute. Requesting parties vary by industry: property management companies commonly require one of a janitorial vendor, and service contracts (including some government service contracts) can specify one as a condition of the engagement. Confirm the limit your specific client or contract requires before applying.

You need this bond if you're

A mid-size janitorial or facilities-services company with 7 to 15 employees
A client requiring a higher coverage limit than the entry $2,500 tier provides
Bidding on a contract that specifies a $5,000 business services bond minimum
Growing past the small-crew tier and needing your bond to match your current headcount

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn’t collect credit information.

Start the application →
FAQ

Common questions.

How much is the $5,000 Business Services Bond?The premium is $221 flat — set by our carrier's rate book for this coverage limit and employee-count tier (7 to 15 employees). Because the limit and tier are fixed, there is no quote process.
Do I pay the $5,000?No. You pay $221. The $5,000 is the surety's maximum payout if a valid claim is proven — not a deposit, and nobody holds your money.
How fast will I have the bond?This bond is among the thousands of bond types that issue right after purchase — many businesses have it in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Can I get more coverage at this employee tier?Yes — we also write a $50,000 limit for a 7-to-15-employee business. Pick the coverage limit your client's contract requires; the employee-count tier stays the same.
Related bonds

Other Federal bonds.

Get your Business Services Bond today.

$221 flat, no credit information collected, bond often issued in the same sitting. Free until issued.

Your price$221
Apply now →