Business services bond ($10,000).
$300 flat.

For a service business with 7 to 15 employees working in client homes or offices, this $10,000 business services bond reimburses a client if an employee steals from or damages their property. Ours is $300 flat for this staff-size tier — the price you see is the checkout price, and the application collects no credit information.

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Reimburses a client if an employee steals or damages property at their home or place of business

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Fixed price, fixed amount — $10,000 of coverage, $300, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry

Trusted by industry leaders

How it works

Three steps. One sitting.

A business services bond is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and your employee count. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-tier fidelity bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

Show your client you’re bonded

Your executed bond arrives by email — hand it to the client, property manager, or contract administrator who asked for proof of coverage. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A business services bond — also called an employee dishonesty bond or a janitorial bond — is not a government-mandated filing. No federal statute or state licensing board requires it. It exists because clients who let your staff into their homes or offices want protection if an employee steals cash, property, or damages the premises, and many client contracts, property managers, and procurement RFPs make proof of bonding a condition of the job.

It's a three-party arrangement in form, but functions closer to first-party coverage: you (the principal) buy the bond, and any client harmed by a covered employee's theft or damage can make a claim against it, up to the $10,000 face amount. This tier covers a business with 7 to 15 employees who have direct access to client premises.

It is not liability insurance — it responds to dishonest acts by your own staff, not accidents, and if the surety pays a claim, you repay the surety. Coverage typically excludes volunteers and 1099 contractors; check your policy note if your crew includes either.

Private contractual requirement — not a government mandateNo federal or state statute requires a business services bond. It is a commercially available fidelity product that a client, general contractor, property manager, or facilities-services RFP commonly requires in the service agreement before granting a company's staff access to homes, offices, or secure areas. We frame it here as what it is: proof of bonding for a client relationship, not a regulatory filing.

You need this bond if you're

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Sending staff into client homes or offices — cleaning, home care, catering, landscaping, or security work

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Bidding on a contract that requires proof of bonding before staff get site or key access

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A mid-size operation with 7 to 15 employees who directly handle client property

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Renewing an expiring business services bond to keep an existing client relationship current

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the $10,000 business services bond for 7 to 15 employees?The premium is $300 flat — set by our carrier's rate book for this coverage tier, the same for every eligible business. The $10,000 face amount is fixed for this tier, so there is no quote process.

Do I pay the $10,000?No. You pay $300. The $10,000 is the surety's maximum reimbursement if a client makes a valid claim for employee theft or damage — not a deposit, and nobody holds your money.

How fast will I have the bond?Business services bonds like this are among the thousands of bond types that issue right after purchase — many businesses finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.

What if my headcount moves out of this range?Then your premium changes tier — 6 or fewer employees is $175, and 16 or more is $439. We write all three tiers under the same $10,000 coverage amount; move to whichever matches your current headcount at renewal.

Related bonds

Other Federal bonds.

Get your proof of bonding today.

$300 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Start application

Your price$300

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