Business services bond ($25,000).
$258 flat.

Larger commercial clients — offices, banks, medical facilities — often want more than the $10,000 floor. This $25,000 business services bond reimburses a client if an employee steals from or damages their property, priced for a business with 6 or fewer employees. Ours is $258 flat — the price you see is the checkout price, and the application collects no credit information.

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Reimburses a client if an employee steals or damages property at their home or place of business

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Higher coverage for commercial clients — $25,000 instead of the $10,000 floor

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Fixed price, fixed amount — $258, no quote process, multi-year terms available

A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry

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How it works

Three steps. One sitting.

A business services bond is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and your employee count. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-tier fidelity bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

Show your client you’re bonded

Your executed bond arrives by email — hand it to the client, property manager, or contract administrator who asked for proof of coverage. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A business services bond — also called an employee dishonesty bond or a janitorial bond — is not a government-mandated filing. No federal statute or state licensing board requires it. It exists because clients who let your staff into their homes or offices want protection if an employee steals cash, property, or damages the premises, and many client contracts, property managers, and procurement RFPs make proof of bonding a condition of the job.

It's a three-party arrangement in form, but functions closer to first-party coverage: you (the principal) buy the bond, and any client harmed by a covered employee's theft or damage can make a claim against it, up to the $25,000 face amount. Commercial clients — offices, banks, medical facilities — commonly ask for this higher amount instead of the $10,000 floor written for residential work. This tier prices it for a business with 6 or fewer employees.

It is not liability insurance — it responds to dishonest acts by your own staff, not accidents, and if the surety pays a claim, you repay the surety. Coverage typically excludes volunteers and 1099 contractors; check your policy note if your crew includes either.

Private contractual requirement — not a government mandateNo federal or state statute requires a business services bond. It is a commercially available fidelity product that a client, general contractor, property manager, or facilities-services RFP commonly requires in the service agreement before granting a company's staff access to homes, offices, or secure areas — and commercial clients frequently specify $25,000 rather than the $10,000 residential-scale amount. We frame it here as what it is: proof of bonding for a client relationship, not a regulatory filing.

You need this bond if you're

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Servicing commercial clients — offices, banks, or medical facilities that ask for $25,000 of coverage

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Bidding on a contract that specifies a higher bond amount than the $10,000 residential tier

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A small operation with 6 or fewer employees who directly handle client property

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Renewing an expiring $25,000 business services bond to keep an existing client relationship current

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the $25,000 business services bond?The premium is $258 flat — set by our carrier's rate book for this coverage tier, priced for a business with 6 or fewer employees. There is no quote process.

Do I pay the $25,000?No. You pay $258. The $25,000 is the surety's maximum reimbursement if a client makes a valid claim for employee theft or damage — not a deposit, and nobody holds your money.

How fast will I have the bond?Business services bonds like this are among the thousands of bond types that issue right after purchase — many businesses finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.

Why would I need $25,000 instead of $10,000?A commercial client — an office, bank, or medical facility — will often specify $25,000 or more of coverage in the service contract. If your client hasn't specified an amount, the $10,000 tier covers most residential work; check the contract before you apply.

Related bonds

Other Federal bonds.

Get your proof of bonding today.

$258 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Start application

Your price$258

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