Business services bonds.
$1,093 flat.
A business services bond — the trade also calls it a janitorial or employee-dishonesty bond — reimburses your client if one of your workers steals money or property while on their premises. This is the $100,000 limit, written for a service business with 16 or more employees, and it is $1,093 flat. The application collects no credit information.
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Three steps. One sitting.
There is no agency approval sitting between you and this bond, so nothing is waiting on a reviewer. Here is the entire process:
Apply online
Business details, the owner, and an effective date. That is the application — no financial statements and no credit section.
Pay & e-sign
Bonds at this tier are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Send it to the client
Your executed bond arrives by email, ready to attach to a bid packet, a property-management contract, or the certificate request a client just sent you. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually covers
A business services bond is an employee-dishonesty guarantee, not a licence bond. No government body licenses cleaning companies, maid services, or in-home service businesses on the basis of this product, and no statute requires it. It exists because the people who hire you — property managers, associations, commercial landlords, and other businesses — will not hand over a key without proof you carry it.
The protected party is the client, not you. If a covered employee steals money or property from a customer's premises while working, the client makes a claim and the surety reimburses them up to the $100,000 limit on this tier. Because it is surety and not insurance, if the surety pays, you repay the surety — the bond buys your customer confidence, not your business a safety net.
The coverage is written by employee headcount band, and this is the tier for a business with 16 or more employees — the level a larger crew or a multi-site operation is usually asked to carry. The policy does not cover volunteers or 1099 contractors you engage; if your crew is mostly subcontracted labor, say so before you buy so we can write something that actually responds.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.
Start the application →Common questions.
Other Federal bonds.
Bonded before your next walkthrough.
$1,093 flat, no credit section, bond often issued in the same sitting. Free until issued.