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Wisconsin Anytime Fitness franchise bonds.
$250 flat.

Before a Wisconsin Anytime Fitness club takes more than $100 from a member in advance, Wis. Stat. §100.177(13) requires proof of financial responsibility for that location, approved by the state's consumer protection agency, DATCP. This $25,000 surety bond is that proof — the statutory minimum, at one flat price.

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Required under Wis. Stat. §100.177(13) before a club collects more than $100 from a member in advance
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One bond per club location — each Wisconsin Anytime Fitness location files its own $25,000 commitment
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Fixed amount, flat price — no quote process, with multi-year terms available
Instantissued the moment you paySoft pull onlynever a hard inquiry1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Wisconsin Anytime Fitness franchise bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Unlike an escrow account or a certificate of deposit, a bond leaves your cash where it is. Here's the entire process:

NOW · ONLINE

Apply online

Business and owner details, the date of your Anytime Fitness contract, an effective date, and a soft credit consent. That's the application.

WHEN YOU PAY

Pay & e-sign

One soft credit pull, never a hard inquiry, and it never affects your score. The bond issues the moment you pay.

SAME DAY

File with DATCP

Your executed bond and power of attorney arrive by email. File them with DATCP, which approves the commitment, along with any document it needs to enforce it. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Wisconsin's fitness center law, Wis. Stat. §100.177, bars a center from collecting more than $100 for services before the member receives them, or has the chance to, unless it establishes proof of financial responsibility for each center location (§100.177(13)(a)). The Department of Agriculture, Trade and Consumer Protection (DATCP) enforces the law and must approve that proof. The statute accepts four forms: an escrow account holding all advance payments, or a bond, certificate of deposit or irrevocable letter of credit of not less than $25,000. Unlike the escrow account or the certificate of deposit, a bond does not hold your cash.

This is the carrier's Anytime Fitness franchise version of that bond, written at the $25,000 floor: the application asks for the date of your contract with Anytime Fitness. The duty itself is statutory, so an independent Wisconsin club answers to the same §100.177(13) and uses our general fitness center bond.

The commitment is payable to the State of Wisconsin for the benefit of any member who does not receive the refund owed under §100.177(11)(a). If facilities or services become unavailable or stop being fully operational before a member has had what they paid for, the member owes only the share of the contract price for the time that has elapsed and is entitled to a refund of the rest. DATCP can sue on the bond on those members' behalf (§100.177(15)(am)), and a member left without a refund contacts DATCP's Bureau of Consumer Protection. It's a three-party arrangement: your club (the principal), the surety, and the State (the obligee).

It is not insurance for you — if the surety pays a member's claim, you repay the surety. The statute sets no bond term; the carrier issues this one for one, two or three years from your effective date, and it must stay in force for as long as the club takes more than $100 in advance. DATCP can seek civil forfeitures of $100 to $10,000 for each violation (§100.177(15)(a)2.), and it sends an information packet on these requirements on request: (608) 224-4996.

Wis. Stat. §100.177(13)Wis. Stat. §100.177(13)(a): “Subject to sub. (8), no center may collect or by contract require a buyer to pay more than $100 for center services before the buyer receives or has the opportunity to receive those services unless the center establishes, for each center location, proof of financial responsibility as described in par. (b).” Paragraph (b)1. accepts an escrow account approved by the department for all advance payments, or a bond, certificate of deposit or irrevocable letter of credit approved by the department “in an amount not less than $25,000”; under (b)2. the commitment is payable to the state for the benefit of any buyer who does not receive a refund under sub. (11)(a). The lower amounts and the $150,000 chain cap in (b)3. apply only to weight reduction centers. “Department” means DATCP (§93.01(3)).

You need this bond if you're

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Selling prepaid memberships or training packages that collect more than $100 before members receive the services
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Opening an Anytime Fitness club in Wisconsin — each location needs its own proof of financial responsibility
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Moving off an escrow account or certificate of deposit to a bond that leaves your $25,000 free
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Replacing a bond that is ending because it expires or your current surety canceled it
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with DATCP. Your executed bond and power of attorney arrive by email. File them with DATCP, which approves the commitment, along with any document it needs to enforce it. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields, including a soft credit consent: one soft pull, never a hard inquiry.

Start the application →
FAQ

Common questions.

How much is the Wisconsin Anytime Fitness franchise bond?One flat price: the figure in the price card on this page is exactly what checkout charges, set by our carrier's rate book and the same for every Wisconsin Anytime Fitness location, per year of term. The $25,000 bond amount is the statutory minimum, so there is no quote process.
Do I pay the $25,000?No. You pay the flat premium. The $25,000 is the most the surety will pay on valid member claims — not a deposit, and nobody holds your money. That is the difference from the escrow account or certificate of deposit the statute also accepts, which keep your own cash on the line.
How fast will I have the bond?The bond issues the moment you pay. Your e-signed bond and power of attorney arrive by email, ready to file with DATCP, which approves the commitment before it counts as your proof of financial responsibility.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. The consent is one checkbox on the application, which also asks for the owners’ details, Social Security numbers included.
Does each Anytime Fitness location need its own bond?Yes. Wis. Stat. §100.177(13)(a) requires proof of financial responsibility for each center location, and the $150,000 cap for six or more locations under one trade name in (13)(b)3. applies only to weight reduction centers. Two Wisconsin clubs that each take more than $100 in advance need two bonds of at least $25,000, or another approved form of proof for each.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Put your club's proof of financial responsibility on file today.

One flat price, one soft pull, and the bond issues the moment you pay. Free until issued.

Your price$250
Apply now →