Michigan health club bonds.
$250 flat.
A Michigan health club that collects prepaid membership or service fees — including an Anytime Fitness franchise location — files a $25,000 surety bond with the Department of Licensing and Regulatory Affairs (LARA). Ours is $250 flat. The application includes a credit consent, but it authorizes a soft pull only — never a hard inquiry.
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How much does a Michigan health club bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
A health club bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details, your franchise agreement date, and an effective date. That's the application.
Pay & e-sign
Health club bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
File with LARA
Your executed bond and power of attorney arrive by email, ready to file with your LARA health club registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Michigan regulates health clubs that collect payment in advance of services through the Department of Licensing and Regulatory Affairs (LARA), Corporations, Securities & Commercial Licensing Bureau. A club that accepts prepaid membership dues or contract payments — including a franchise location operating under a brand like Anytime Fitness — files a $25,000 surety bond as a condition of doing that business.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan through LARA (the obligee), with prepaying members as the protected parties. If the club closes or stops delivering services a member already paid for, the harmed member can pursue recovery against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay in force for as long as the club keeps collecting prepaid fees, so we track it and notify you 60 and 30 days out to keep the filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with LARA. Your executed bond and power of attorney arrive by email, ready to file with your LARA health club registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued fast.
These are the actual issuing fields — the application includes a credit consent, but it authorizes a soft pull only.
Start the application →Common questions.
Other Michigan bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
File your LARA health club bond today.
$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.