Illinois health club bonds.
$250 flat.
An Anytime Fitness franchise opening in Illinois can satisfy the Physical Fitness Services Act's preopening financial-responsibility requirement with a $25,000 surety bond instead of tying up cash in escrow. Ours is $250 flat — the price you see is the checkout price, and the application includes a one-time consent to a soft credit pull that never affects your score.
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How much does an Illinois health club bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Franchise health club bonds are about the simplest thing in surety. Here's the entire process:
Apply online
Business details, your Anytime Fitness contract date, and an effective date, plus a one-time consent to a soft credit pull that never affects your score. That's the application — no financials.
Pay & e-sign
Bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
File as your financial-responsibility evidence
Your executed bond and power of attorney arrive by email, ready to submit to the Attorney General in place of the escrow deposit. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Illinois's Physical Fitness Services Act (815 ILCS 645) requires a health club that has not yet fully opened to place customer prepayments in escrow — money set apart from the business's own operating funds — to protect members if the facility or its services are never delivered. Section 13(e) lets a center substitute other evidence of financial responsibility that the Attorney General accepts in place of that escrow, and a surety bond is the standard form the industry uses to satisfy it.
It's a three-party arrangement: you (the principal, the franchise operator), the surety carrier, and the Illinois Attorney General's office (the obligee, administering the Act), with the health club's members as the protected parties. If the club closes before delivering paid-for services, a member's claim can reach this bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. This form is built around the Anytime Fitness franchise contract structure specifically; keep the bond active for as long as your location remains under the Act's preopening protections.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File as your financial-responsibility evidence. Your executed bond and power of attorney arrive by email, ready to submit to the Attorney General in place of the escrow deposit. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields, including a one-time consent to a soft credit pull that never affects your score.
Start the application →Common questions.
Other Illinois bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
File your health club bond today.
$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.