Wisconsin lets a fitness center collect more than $100 up front for memberships only if it posts a $25,000 surety bond with the Department of Agriculture, Trade and Consumer Protection (DATCP). Ours is $750 flat — 3% of the bond amount — and it protects members' prepaid dues if the club closes.
















The fitness center bond is a fixed-amount license bond — about the simplest thing in surety:
Business details and an effective date. That's the application — no financials, no credit check section.
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with DATCP so you can start selling prepaid memberships. Wet-ink original mailed on request.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Wisconsin's fitness center law (Wis. Stat. § 100.177) protects consumers who prepay for gym memberships. As a baseline, a center may not collect more than $100 in advance from a buyer before the buyer can use the facilities — unless it files a $25,000 surety bond with DATCP.
The bond is a consumer-protection guarantee. If the center closes, breaches the contract, or fails to provide the facilities and services it promised, a member can recover prepaid amounts against the bond. It's a three-party arrangement: you (the principal), the surety, and the State of Wisconsin and your members (the protected parties).
It is not insurance for you — if the surety pays a claim, you repay the surety. Centers that deliver what they sell treat the bond as the price of admission to take prepayment, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.