WI fitness center bonds.
$750. Five minutes.

Wisconsin lets a fitness center collect more than $100 up front for memberships only if it posts a $25,000 surety bond with the Department of Agriculture, Trade and Consumer Protection (DATCP). Ours is $750 flat — 3% of the bond amount — and it protects members' prepaid dues if the club closes.

Required under Wis. Stat. § 100.177 to take more than $100 in advance for memberships
Fixed price, fixed amount — $25,000 bond, $750, no quote process
Protects members’ prepaid dues if the center fails to deliver the contracted services
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

The fitness center bond is a fixed-amount license bond — about the simplest thing in surety:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with DATCP

Your executed bond arrives by email, ready to file with DATCP so you can start selling prepaid memberships. Wet-ink original mailed on request.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually covers

Wisconsin's fitness center law (Wis. Stat. § 100.177) protects consumers who prepay for gym memberships. As a baseline, a center may not collect more than $100 in advance from a buyer before the buyer can use the facilities — unless it files a $25,000 surety bond with DATCP.

The bond is a consumer-protection guarantee. If the center closes, breaches the contract, or fails to provide the facilities and services it promised, a member can recover prepaid amounts against the bond. It's a three-party arrangement: you (the principal), the surety, and the State of Wisconsin and your members (the protected parties).

It is not insurance for you — if the surety pays a claim, you repay the surety. Centers that deliver what they sell treat the bond as the price of admission to take prepayment, not a risk.

Wis. Stat. § 100.177Wisconsin Statutes § 100.177 governs fitness center and weight reduction center contracts. A center may not require or collect payment of more than $100 before the buyer receives, or has the opportunity to receive, the services — unless the center files a $25,000 surety bond with the Department of Agriculture, Trade and Consumer Protection for the benefit of buyers injured by the center's breach or closure.

You need this bond if you are

A gym or fitness club that wants to collect more than $100 in advance for memberships
A weight-reduction center selling prepaid programs in Wisconsin
A studio or wellness club — yoga, pilates, spa — taking prepaid membership dues
Opening a new location and pre-selling memberships before you open the doors

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Wisconsin fitness center bond? +
The premium is $750 — a flat 3% of the fixed $25,000 bond amount, the same for every center. The $25,000 is set by statute, so there is no quote process.
Do I always need this bond? +
Only if you want to collect more than $100 in advance from members. Under Wis. Stat. § 100.177, a center that takes larger prepayments must file the $25,000 bond with DATCP; a center that collects $100 or less up front may not need it.
Do I pay the $25,000? +
No. You pay $750. The $25,000 is the surety's maximum liability if valid member claims are made against the bond — not a deposit, and nobody holds your money.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Fixed-amount license bonds like this one don't need one.
When does it renew? +
You can buy a 1, 2, or 3-year term. We send renewal notices 60 and 30 days out, with autopay available, and the bond must stay active as long as you take prepaid memberships.
Related bonds

Other New York bonds.

Start selling prepaid memberships today.

$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$750
Apply now →