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Kentucky Anytime Fitness health club bonds.
$250 flat.

Kentucky requires a health spa selling prepaid memberships to register with the Attorney General's Office of Consumer Protection and post a surety bond under KRS 367.905–.906. This is the $25,000 bond for an Anytime Fitness franchise location in the 151–300 contract tier, priced at $250 flat.

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Required to register an Anytime Fitness health club under KRS 367.905–.906, for the 151–300 contract tier
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Fixed $25,000 amount, fixed price — $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissued the moment you paySoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Kentucky Anytime Fitness health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Health spa registration bonds are about the simplest thing in surety. Here's the entire process:

TODAY · ONLINE

Apply online

Business details, the owner, your Anytime Fitness contract date, and a one-time consent that authorizes a soft credit pull. That is the application.

INSTANTLY

Pay & e-sign

Your price is final at checkout — $250 flat. The credit consent authorizes a soft pull only; it never affects your score, and no hard inquiry ever runs on this bond.

SAME DAY

File with the Attorney General

Your executed bond and power of attorney arrive by email, ready to file with your health spa registration statement. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Kentucky's health spa registration law (KRS 367.900–.930) requires a health spa — a gym, fitness center, or spa selling prepaid memberships — to register with the Attorney General's Office of Consumer Protection before selling any membership, and to post a surety bond as a condition of that registration. This is the pre-configured version of that bond for an Anytime Fitness franchise location whose membership count places it in the 151-to-300-contract tier, which the statute prices at a $25,000 bond.

It's a member-protection guarantee, not insurance for you. The bond is held for compensation to any member who suffers loss of money paid because the spa becomes insolvent, ceases operating, or fails to open for business within 90 days of selling its first membership contract. If the surety pays a valid claim, you repay the surety — that's what makes it a bond rather than a policy.

If your contract count is different, the required amount changes: 150 or fewer contracts is a $10,000 bond, and 301 or more is $50,000. Confirm your current contract count before you buy — if you need a different tier, use our standard Kentucky health spa bond instead, which lets you enter the amount.

KRS 367.905–367.906 (Health Spas)KRS 367.905 conditions Kentucky health spa registration on a surety bond in favor of the Attorney General's Office of Consumer Protection, filed before the sale of any membership. KRS 367.906 sets the amount by the spa's number of unexpired membership contracts: $10,000 for 150 or fewer, $25,000 for 151 to 300, and $50,000 for 301 or more — this bond is configured for the $25,000, 151-to-300-contract tier. The bond compensates a member who loses money paid due to the spa's insolvency, cessation of operation, or failure to open for business within 90 days of the first contract sale.

You need this bond if you're

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Opening an Anytime Fitness franchise location in Kentucky with 151 to 300 membership contracts
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Renewing your health spa registration at the same contract-count tier
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A current franchisee whose growing membership moved the location into this tier
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Told by your franchise business consultant that a $25,000 bond is required for your opening
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Attorney General. Your executed bond and power of attorney arrive by email, ready to file with your health spa registration statement. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields, including your Anytime Fitness contract date and a one-time consent that authorizes a soft credit pull only.

Start the application →
FAQ

Common questions.

How much is the Kentucky Anytime Fitness health club bond?The premium is $250 flat for the $25,000 bond amount, set by our carrier's rate book. The number you see is the number at checkout — no percentage calculation and no quote round-trip.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
Why is this bond fixed at $25,000?KRS 367.906 ties the required amount to your membership contract count: $10,000 for 150 or fewer, $25,000 for 151 to 300, and $50,000 for 301 or more. This product is pre-configured for the $25,000 tier — if your count is different, our standard Kentucky health spa bond lets you enter the amount that applies.
How fast will I have the bond?Health spa bonds like this one are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. No hard inquiry ever runs on this bond, and your price does not move because of it: it stays $250 flat.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Register your health spa before opening day.

$250 flat, bond often issued in the same sitting. Free until issued.

Your price$250
Apply now →