KY health spa bonds.
From $100. Enter your amount.
Kentucky requires a health spa selling prepaid memberships to register with the Attorney General's Office of Consumer Protection and post a surety bond. The amount steps up with your contract count — $10,000, $25,000, or $50,000 — and premiums are 1% of the bond amount, $100 minimum, with no credit information collected in the application.
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Apply to filed in one sitting.
No underwriting queue for the standard health spa bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:
Apply online
Your business details, the spa name and address, your contract-count tier, and an effective date — that is the entire application.
Issued on the spot
No waiting — the application collects no credit information, and the executed bond is generated as soon as you pay. Larger amounts may get a quick soft-pull review.
File with the Attorney General
Submit the executed bond to the Attorney General's Office of Consumer Protection with your health spa registration. Wet-ink originals mailed on request.
What it is and who needs it.
What the health spa bond actually covers
A health spa — a gym, fitness center, or spa selling prepaid memberships — must register with the Attorney General's Office of Consumer Protection in Kentucky and post a surety bond. The bond is a member-protection guarantee that stands behind the prepaid money members hand over before they've received the service.
Under the statute, the bond pays a member who loses money paid because the spa becomes insolvent, ceases operating, or fails to open within 90 days of selling its first contract. The required amount steps up with how many membership contracts you hold: $10,000 for 150 or fewer, $25,000 for 151–300, and $50,000 for 301 or more.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pick the amount that matches your contract count; premiums start at $100 and the application collects no credit information.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount your contract count requires — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Kentucky health spa bond? ▾
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What does the bond protect against? ▾
Is there a credit check? ▾
Who requires this bond? ▾
Other Kentucky bonds.
Health spa bond, issued today.
Five-minute application, premiums from $100. Pick the tier your contract count requires and file the same day.