KY health spa bonds.
Flat 3%. Enter your amount.

Kentucky requires a health spa selling prepaid memberships to register with the Attorney General's Office of Consumer Protection and post a surety bond. The amount steps up with your contract count — $10,000, $25,000, or $50,000 — and we issue it at a flat 3% with no credit check.

Filed with the Attorney General's Office of Consumer Protection to protect prepaid spa members
Amount scales with your contract count — $10,000, $25,000, or $50,000 under the statute
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard health spa bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the spa name and address, your contract-count tier, and an effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Attorney General

Submit the executed bond to the Attorney General's Office of Consumer Protection with your health spa registration. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Pick the tier your contract count requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the health spa bond actually covers

A health spa — a gym, fitness center, or spa selling prepaid memberships — must register with the Attorney General's Office of Consumer Protection in Kentucky and post a surety bond. The bond is a member-protection guarantee that stands behind the prepaid money members hand over before they've received the service.

Under the statute, the bond pays a member who loses money paid because the spa becomes insolvent, ceases operating, or fails to open within 90 days of selling its first contract. The required amount steps up with how many membership contracts you hold: $10,000 for 150 or fewer, $25,000 for 151–300, and $50,000 for 301 or more.

It is not insurance for you — if the surety pays a claim, you repay the surety. Pick the amount that matches your contract count, and we issue it at a flat 3% with no credit check.

KRS 367.905–367.906 (Health Spas)KRS 367.905 conditions a Kentucky health spa registration on a surety bond in favor of the Attorney General's Office of Consumer Protection, and KRS 367.906 sets the amount by contract count: $10,000 for 150 or fewer membership contracts, $25,000 for 151 to 300, and $50,000 for 301 or more. The bond protects members against the spa's insolvency, closure, or failure to open within 90 days of the first contract sale.

You need this bond if you are

Registering a KY health spa — a gym, fitness center, or spa selling prepaid memberships
Renewing your registration and your contract count moved you to a higher bond tier
Opening a new location that the Office of Consumer Protection ties to a bond filing
Expanding into Kentucky with a prepaid-membership fitness or spa business

Five minutes, issued on the spot.

Submit the application with the bond amount your contract count requires — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Kentucky health spa bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is set by statute on your contract count — $10,000 for 150 or fewer, $25,000 for 151–300, $50,000 for 301 or more — so $10,000 is $300, $25,000 is $750, and $50,000 is $1,500.
Which bond amount applies to me? +
It is your number of membership contracts: 150 or fewer is a $10,000 bond, 151 to 300 is $25,000, and 301 or more is $50,000. Pick the tier that matches your current contract count.
What does the bond protect against? +
It protects members who prepaid for a spa membership against the spa becoming insolvent, ceasing operation, or failing to open within 90 days of selling its first contract. If the surety pays a claim, you repay the surety.
Is there a credit check? +
No — the health spa bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Who requires this bond? +
The Kentucky Attorney General's Office of Consumer Protection, under KRS 367.905–.906, as a condition of registering a health spa that sells prepaid memberships.
Related bonds

Other New York bonds.

Health spa bond, issued today.

Five-minute application, flat 3%, $275 minimum. Pick the tier your contract count requires and file the same day.

Your premium @ 3%$300
Apply now →