Kentucky requires a health spa selling prepaid memberships to register with the Attorney General's Office of Consumer Protection and post a surety bond. The amount steps up with your contract count — $10,000, $25,000, or $50,000 — and we issue it at a flat 3% with no credit check.
















No underwriting queue for the standard health spa bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:
Your business details, the spa name and address, your contract-count tier, and an effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond to the Attorney General's Office of Consumer Protection with your health spa registration. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Pick the tier your contract count requires and the premium updates.
A health spa — a gym, fitness center, or spa selling prepaid memberships — must register with the Attorney General's Office of Consumer Protection in Kentucky and post a surety bond. The bond is a member-protection guarantee that stands behind the prepaid money members hand over before they've received the service.
Under the statute, the bond pays a member who loses money paid because the spa becomes insolvent, ceases operating, or fails to open within 90 days of selling its first contract. The required amount steps up with how many membership contracts you hold: $10,000 for 150 or fewer, $25,000 for 151–300, and $50,000 for 301 or more.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pick the amount that matches your contract count, and we issue it at a flat 3% with no credit check.
Submit the application with the bond amount your contract count requires — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Pick the tier your contract count requires and file the same day.