KY buying club bonds.
Flat 3%. Enter your amount.
Kentucky requires a buying club that sells prepaid memberships to register with the Attorney General's Office of Consumer Protection and post a surety bond to protect members. We issue it at a flat 3% with no credit check — enter the amount you've been asked for and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard buying-club bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:
Apply online
Your business details, the bond amount you were asked for, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Attorney General
Submit the executed bond to the Attorney General's Office of Consumer Protection with your buying-club registration. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your registration notice and the premium updates.
What it is and who needs it.
What the buying club bond actually covers
A buying club sells memberships that promise discounts or group-purchasing benefits, often paid up front. Kentucky's consumer-protection law (KRS Chapter 367) regulates club-membership selling and gives the Attorney General's Office of Consumer Protection oversight, including the authority to require a surety bond as a condition of doing business.
The bond is a consumer-protection guarantee: it backs the prepaid money members hand over against the club's insolvency, closure, or failure to deliver the promised benefits. If members are harmed, they can recover against the bond.
Because the required amount is set by the Office of Consumer Protection rather than a single statutory figure, enter the amount on your registration notice. We issue that amount at a flat 3% with no credit check — if you're unsure of the figure, send us the notice and we'll confirm.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the Attorney General set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Buying club bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Attorney General required and file the same day.