Kentucky buying club bonds.
From $100.
Kentucky requires a buying club that sells prepaid memberships to register with the Attorney General's Office of Consumer Protection and post a surety bond to protect members. Premiums are 0.5% of the bond amount, $100 minimum — enter the amount you've been asked for, and your exact price appears at the application.
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How much does a Kentucky buying club bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard buying-club bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:
Apply online
Your business details, the bond amount you were asked for, and the effective date — that is the application.
Issued on the spot
No credit check up to $100,000.
File with the Attorney General
Submit the executed bond to the Attorney General's Office of Consumer Protection with your buying-club registration. Wet-ink originals mailed on request.
What it is and who needs it.
What the buying club bond actually covers
A buying club sells memberships that promise discounts or group-purchasing benefits, often paid up front. Kentucky's consumer-protection law (KRS Chapter 367) regulates club-membership selling and gives the Attorney General's Office of Consumer Protection oversight, including the authority to require a surety bond as a condition of doing business.
The bond is a consumer-protection guarantee: it backs the prepaid money members hand over against the club's insolvency, closure, or failure to deliver the promised benefits. If members are harmed, they can recover against the bond.
Because the required amount is set by the Office of Consumer Protection rather than a single statutory figure, enter the amount on your registration notice. Premiums start at $100 and no credit check up to $100,000 — if you're unsure of the figure, send us the notice and we'll confirm.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Attorney General. Submit the executed bond to the Attorney General's Office of Consumer Protection with your buying-club registration. Wet-ink originals mailed on request.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount the Attorney General set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other Kentucky bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Buying club bond, issued today.
Premiums from $100. Enter the amount the Attorney General required and file the same day.