Kentucky business opportunity bonds.
From $775.
A Kentucky business-opportunity seller who can’t meet the Act’s exemptions must post a bond of at least $75,000 and register with the Office of the Attorney General under the Sale of Business Opportunities Act. Pricing is 1% of the bond amount plus a $25 fee — enter your amount and apply for your exact price.
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How much does a Kentucky business opportunity bond cost?
1% of the bond amount plus a $25 fee, from $775 at the $75,000 minimum. Enter your amount in the calculator for the exact price.
Three steps to registered.
A business-opportunity bond is part of your Attorney General registration — enter your amount, consent to a soft pull, and file with your registration statement. Here is the whole thing:
Apply online
Your business details, the bond amount (at least $75,000), and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
File with the Attorney General
Pay online and receive the executed bond, ready to file with your Business Opportunity Annual Registration Statement and fee. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the business opportunity bond actually covers
Kentucky’s Sale of Business Opportunities Act (KRS 367.801 to 367.819) regulates sellers of “business opportunities” — broadly, an offering over $500 that lets a buyer start a business, where the seller represents the buyer will likely earn a profit. The Act is enforced by the Office of the Attorney General’s consumer-protection division.
A seller who can’t meet one of the Act’s exemptions must register annually with the Attorney General and provide a surety bond of at least $75,000 (or an assignment of a certificate of deposit with a Kentucky financial institution). The Act also limits up-front deposits and requires the balance to be escrowed until delivery.
The bond protects buyers: if a seller violates the Act — through misrepresentation or failure to deliver — a harmed buyer can recover against the bond. It is not insurance for the seller — if the surety pays a claim, the seller repays the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Attorney General. Pay online and receive the executed bond, ready to file with your Business Opportunity Annual Registration Statement and fee. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 1% of the bond amount plus a $25 fee, $125 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, one soft pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is issued when you pay.
Start the application →Common questions.
Other Kentucky bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Business opportunity bond, sorted today.
Priced at 1% of the bond amount plus a $25 fee, one soft pull that never affects your score. Enter your amount and file with your Attorney General registration.