KY business opportunity bonds.
From $100. Enter your amount.

A Kentucky business-opportunity seller who can’t meet the Act’s exemptions must post a bond of at least $75,000 and register with the Office of the Attorney General under the Sale of Business Opportunities Act. Pricing is 1% of the bond amount, $100 minimum — enter your amount and apply for your exact price.

Required under the Sale of Business Opportunities Act (KRS 367.801 to 367.819) and registered with the Attorney General
At least $75,000 — a surety bond or an assignment of a certificate of deposit
A quick soft credit check may apply — never a hard inquiry, no impact on your score — your price is 1% of the bond amount, $100 minimum
1%of the bond amount$100 minminimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to registered.

A business-opportunity bond is part of your Attorney General registration — enter your amount, consent to a soft pull, and file with your registration statement. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount (at least $75,000), and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

SAME / NEXT DAY

File with the Attorney General

Pay online and receive the executed bond, ready to file with your Business Opportunity Annual Registration Statement and fee. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the business opportunity bond actually covers

Kentucky’s Sale of Business Opportunities Act (KRS 367.801 to 367.819) regulates sellers of “business opportunities” — broadly, an offering over $500 that lets a buyer start a business, where the seller represents the buyer will likely earn a profit. The Act is enforced by the Office of the Attorney General’s consumer-protection division.

A seller who can’t meet one of the Act’s exemptions must register annually with the Attorney General and provide a surety bond of at least $75,000 (or an assignment of a certificate of deposit with a Kentucky financial institution). The Act also limits up-front deposits and requires the balance to be escrowed until delivery.

The bond protects buyers: if a seller violates the Act — through misrepresentation or failure to deliver — a harmed buyer can recover against the bond. It is not insurance for the seller — if the surety pays a claim, the seller repays the surety.

KRS 367.801 to 367.819 (Sale of Business Opportunities)Under Kentucky’s Sale of Business Opportunities Act (KRS 367.801 to 367.819), a non-exempt business-opportunity seller must register annually with the Office of the Attorney General and furnish a surety bond of at least $75,000 (or assign a certificate of deposit) for the benefit of buyers harmed by a violation of the Act. The Act also restricts up-front deposits and requires escrow of the balance until delivery.

You need this bond if you are

A business-opportunity seller offering packages over $500 that help a buyer start a business
Registering with the Attorney General because you can’t meet one of the Act’s exemptions
Renewing your annual registration and refreshing the $75,000 bond
A franchisor or distributor whose offering falls under the Act rather than an exemption

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is typically ready within a day.

Start the application →
FAQ

Common questions.

How much is the Kentucky business opportunity bond?Pricing is 1% of the bond amount, with a $100 minimum. The statutory floor for the bond amount is $75,000. Enter your amount and apply to see your exact price.
Who requires this bond?The Office of the Attorney General, as part of registration under the Sale of Business Opportunities Act (KRS 367.801 to 367.819). A non-exempt seller must register annually and provide the bond.
Is there a credit check?A quick soft credit check may apply as part of approval — never a hard inquiry, no impact on your score. Your price is set by the bond amount: 1%, $100 minimum.
Can I post a certificate of deposit instead?The Act lets you assign a certificate of deposit with a Kentucky financial institution in lieu of a surety bond. A surety bond is usually cheaper — you pay a one-time premium rather than tying up $75,000 in a CD.
What does the bond protect against?It protects buyers harmed by a seller’s violation of the Act — misrepresentation or failure to deliver. If a valid claim is paid, the seller repays the surety; the bond guarantees your compliance, it isn’t insurance for you.
Related bonds

Other Kentucky bonds.

Business opportunity bond, sorted today.

Priced at 1% of the bond amount, $100 minimum, one soft pull that never affects your score. Enter your amount and file with your Attorney General registration.

Your premiumfrom $100
Apply now →