KY business opportunity bonds.
Flat 3%. Enter your amount.
A Kentucky business-opportunity seller who can’t meet the Act’s exemptions must post a bond of at least $75,000 and register with the Office of the Attorney General under the Sale of Business Opportunities Act. We write it at a flat 3% with one soft credit pull — enter your amount and the premium updates.
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Three steps to registered.
A business-opportunity bond is part of your Attorney General registration — enter your amount, consent to a soft pull, and file with your registration statement. Here is the whole thing:
Apply online
Your business details, the bond amount (at least $75,000), and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the Attorney General
Pay online and receive the executed bond, ready to file with your Business Opportunity Annual Registration Statement and fee. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. The statutory floor is $75,000 — enter your amount and the premium updates.
What it is and who needs it.
What the business opportunity bond actually covers
Kentucky’s Sale of Business Opportunities Act (KRS 367.801 to 367.819) regulates sellers of “business opportunities” — broadly, an offering over $500 that lets a buyer start a business, where the seller represents the buyer will likely earn a profit. The Act is enforced by the Office of the Attorney General’s consumer-protection division.
A seller who can’t meet one of the Act’s exemptions must register annually with the Attorney General and provide a surety bond of at least $75,000 (or an assignment of a certificate of deposit with a Kentucky financial institution). The Act also limits up-front deposits and requires the balance to be escrowed until delivery.
The bond protects buyers: if a seller violates the Act — through misrepresentation or failure to deliver — a harmed buyer can recover against the bond. It is not insurance for the seller — if the surety pays a claim, the seller repays the surety.
You need this bond if you are
Five minutes, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is typically ready within a day.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Business opportunity bond, sorted today.
Five-minute application, flat 3%, soft pull only. Enter your amount and file with your Attorney General registration.