MO appraisal management company bonds.
$600. Five minutes.

Missouri requires every appraisal management company to post a fixed $20,000 surety bond with the Real Estate Appraisers Commission under §339.511 RSMo. Ours is $600 flat — 3% of the bond amount, identical for every AMC. The application is five minutes, with no credit check on this bond.

Required for your MO AMC license — at initial application and every renewal
Fixed amount, fixed price — $20,000 bond, $600, no quote process
Multi-year terms available — set it once and leave it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
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Terra
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Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Commission

Your executed bond and power of attorney arrive by email, ready to file with your Real Estate Appraisers Commission application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$600
2-year term
$1,200
3-year term
$1,800
About this bond

What it is and who needs it.

What the bond actually guarantees

An appraisal management company sits between lenders and the appraisers it hires for them. Missouri licenses AMCs through the Real Estate Appraisers Commission and conditions the license on a $20,000 surety bond, so consumers and appraisers have a financial backstop if an AMC fails to meet its obligations.

The bond accrues to the Real Estate Appraisers Commission for the benefit of a consumer claimant and secures the faithful performance of the AMC, its employees, and its agents in connection with the activities of the company under §§339.500–339.549 RSMo.

You must keep the bond valid and submit proof at initial application, on renewal, and after any draw-down — if a claim reduces the bond, you restore it. It is not insurance for you: if the surety pays a claim, you repay the surety.

§339.511 RSMo (20 CSR 2245-10.040)Section 339.511, RSMo conditions Missouri appraisal management company licensure on a $20,000 surety bond posted with and maintained on renewal for the Real Estate Appraisers Commission. The bond accrues to the Commission for the benefit of a consumer claimant and secures the faithful performance of the AMC under §§339.500–339.549. Proof of the bond is required at initial application, on renewal, after a draw-down, and whenever the Commission requests it.

You need this bond if you're

Applying for a MO AMC license — the bond is filed with your application
Renewing your AMC license — proof of the bond is required at every renewal
Restoring after a draw-down — you must re-bond to the full $20,000 after a claim
An out-of-state AMC registering panels of appraisers for Missouri assignments

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Missouri AMC bond? +
The premium is $600 — a flat 3% of the fixed $20,000 bond amount, the same for every AMC. The $20,000 is set by §339.511 RSMo, so there is no quote process.
Do I pay the $20,000? +
No. You pay $600. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who does the bond protect? +
It accrues to the Real Estate Appraisers Commission for the benefit of a consumer claimant, and secures the faithful performance of the AMC, its employees, and its agents under §§339.500–339.549 RSMo.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
What happens after a claim is paid? +
You must maintain the bond after a draw-down and submit proof to the Commission — meaning if a claim reduces the bond, you restore it to the full $20,000. We re-issue when you need it.
Related bonds

Other New York bonds.

Finish your AMC license checklist today.

$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$600
Apply now →