WA title insurance agent bonds.
$100 flat.
Washington requires every title insurance agent to file a fixed $10,000 bond with the Office of the Insurance Commissioner under RCW 48.29.155. Ours is $100 flat — the price you see is the checkout price — and license bonds like this issue instantly.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section to fill out.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Insurance Commissioner
Your executed bond and power of attorney arrive by email, ready to file with your title agent license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A title insurance agent bond is a consumer-protection guarantee. Title agents handle escrow funds and issue title policies, and Washington wants a financial backstop that you'll handle those duties and that money honestly under the title insurance law.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Washington through the Insurance Commissioner (the obligee), with harmed parties protected. If a title agent commits fraud, mishandles funds, or violates chapter 48.29 RCW, a harmed claimant can recover against the bond.
The bond must stay active for the life of your license. If the surety pays a valid claim, you repay the surety — it is a guarantee, not insurance for you. We track your filing and notify you 60 and 30 days out so your $10,000 bond stays continuous.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.
Start the application →Common questions.
Other Washington bonds.
Finish your title agent license today.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.