Washington title insurance agent bonds.
$100 flat.
Washington requires every title insurance agent to file a fixed $10,000 bond with the Office of the Insurance Commissioner under RCW 48.29.155. Ours is $100 flat — the price you see is the checkout price — and license bonds like this issue instantly.
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How much does a Washington title insurance agent bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with the Insurance Commissioner
Your executed bond and power of attorney arrive by email, ready to file with your title agent license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A title insurance agent bond is a consumer-protection guarantee. Title agents handle escrow funds and issue title policies, and Washington wants a financial backstop that you'll handle those duties and that money honestly under the title insurance law.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Washington through the Insurance Commissioner (the obligee), with harmed parties protected. If a title agent commits fraud, mishandles funds, or violates chapter 48.29 RCW, a harmed claimant can recover against the bond.
The bond must stay active for the life of your license. If the surety pays a valid claim, you repay the surety — it is a guarantee, not insurance for you. We track your filing and notify you 60 and 30 days out so your $10,000 bond stays continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Insurance Commissioner. Your executed bond and power of attorney arrive by email, ready to file with your title agent license application or renewal. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Washington bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your title agent license today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.