Idaho title insurance agent bonds.
From $100.
Idaho licenses title insurance agents county by county through the Department of Insurance under Idaho Code § 41-2710, and conditions each license on a surety bond. The amount starts at $10,000 per county and steps up to a $50,000 maximum, and the premium is 1% of the bond amount, $100 minimum — your exact price appears in the calculator below.
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How much does an Idaho title insurance agent bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard title agent bond — enter your amount, pay, and file with the Department of Insurance. Here is the whole thing:
Apply online
Your business details, the bond amount your county and escrow-officer count require, and the effective date — that is the application.
Issued on the spot
No credit check up to $100,000.
File with the Department of Insurance
Submit the executed bond with your title insurance agent license application or renewal. Wet-ink originals mailed whenever the Department insists on them.
What it is and who needs it.
What the title agent bond actually covers
Idaho licenses title insurance agents county by county through the Department of Insurance. Under Idaho Code § 41-2710, an agent must obtain a license for each county and, as a condition of that license, file and pay for a surety bond — the same bond required of an escrow officer.
The bond is a consumer-and-public-protection guarantee: it stands behind your faithful handling of title and escrow work and your compliance with Idaho's title insurance law. If an agent mishandles funds or violates the chapter and causes loss, the harmed party can recover against the bond.
The amount scales with your operation. The Department's published figure is a $10,000 minimum per county, increasing in $10,000 increments with each additional escrow officer in the county, up to a $50,000 maximum. Enter the figure that applies and your exact price appears at the application, starting from $100, with no credit check up to $100,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Insurance. Submit the executed bond with your title insurance agent license application or renewal. Wet-ink originals mailed whenever the Department insists on them.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Department of Insurance.
Start the application →Common questions.
Other Idaho bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Title agent bond, issued today.
Premiums from $100. Enter your required amount and file with the Department of Insurance the same day.