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North Dakota used motor vehicle dealer bonds.
$250 flat.

Also known as the North Dakota auto dealer bond or car dealer bond.

North Dakota requires every licensed motor vehicle dealer to file a $25,000 bond with the NDDOT Motor Vehicle Division. Ours is $250 — set by our carrier's rate book, identical for every dealer. A quick soft credit check may apply; the bond is issued when you pay.

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Required for your ND dealer license — used and new dealers, through the NDDOT
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Fixed amount, fixed price — $25,000 bond, $250, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a North Dakota used motor vehicle dealer bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the whole process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the NDDOT

Pay online and receive the executed bond (form SFN 2933) ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

North Dakota licenses motor vehicle dealers through the NDDOT Motor Vehicle Division under N.D.C.C. ch. 39-22, and conditions the license on a $25,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the dealer-licensing law and the taxes and fees you owe the state.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of North Dakota together with harmed buyers (the protected parties). The bond is continuous and constitutes a new $25,000 obligation for each annual license period you are licensed.

It is not insurance for you — if the surety pays a claim, you repay the surety. The same $25,000 amount applies whether you are a used or new dealer. Dealers who deliver clean title and pay their taxes treat the bond as a license formality, not a risk.

N.D.C.C. ch. 39-22 (form SFN 2933)North Dakota motor vehicle dealers are licensed by the NDDOT Motor Vehicle Division under N.D.C.C. ch. 39-22, which conditions the license on a $25,000 surety bond running to the State of North Dakota (filed on form SFN 2933), conditioned on the dealer's faithful compliance with the chapter. The bond is continuous and constitutes a new $25,000 obligation for each annual license period.

You need this bond if you're

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Applying for a ND dealer license — used, new, wholesale, or powersports
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Renewing your dealer license and your current bond is expiring or non-renewing
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Opening an additional dealership the NDDOT ties to a bond filing
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Moving to North Dakota from another state and getting licensed here
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the NDDOT. Pay online and receive the executed bond (form SFN 2933) ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $250 — the price our carrier sets for this bond. The $25,000 is the surety's maximum liability to the state and harmed buyers; it is not a deposit, and nobody holds your money.
Who requires this bond?The NDDOT Motor Vehicle Division, as a condition of a motor vehicle dealer license under N.D.C.C. ch. 39-22. No active bond, no license.
Is the amount different for used vs. new dealers?No — the same $25,000 bond amount applies to used and new motor vehicle dealers under N.D.C.C. ch. 39-22. This used-dealer form is $250; the new-dealer form has its own page and price — see the card below.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval; the price stays $250 per year of term either way.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. The bond is continuous and renews a new $25,000 obligation each license period. We send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other North Dakota motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in North Dakota. Each has its own statute and bond amount.

Related bonds

Other North Dakota bonds.

Nearby states

The same bond in nearby states.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

The NDDOT is waiting on one document.

$250, short application, bond issued when you pay. Free until issued.

Your price$250
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