MN used dealer bonds.
$275 flat. Soft pull.
Minnesota licenses motor vehicle dealers through Driver and Vehicle Services (DVS), and conditions the license on a surety bond. The $5,000 amount is the reduced figure Minn. Stat. 168.27 sets for certain trailer and small-vehicle dealer classes — at our flat 3% that lands at the $275 minimum. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with DVS
Pay online and receive the executed bond (DVS form PS2446) ready to file with your dealer license application. Wet-ink originals mailed whenever DVS insists.
The whole pricing page.
$5,000 bond × 3% = $150, but our minimum premium is $275, so you pay $275, one-time per term.
What it is and who needs it.
What the bond actually guarantees
Minnesota licenses motor vehicle dealers through Driver and Vehicle Services (DVS) under Minn. Stat. 168.27. The bond is conditioned on the dealer's faithful performance of the obligations Minnesota law imposes on motor vehicle transactions, and on the payment of taxes, license fees, and penalties.
It is a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or violates dealer law, the harmed party can recover against the bond.
The $5,000 amount is the reduced statutory figure for specific dealer classes — boat-, snowmobile-, and horse-trailer dealers, motorized bicycle dealers, and dealers in trailers with a manufacturer's rated carrying capacity under 15,000 pounds designed to transport small construction or farm equipment. Most other dealers post a $50,000 bond instead — confirm your class with DVS.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Why is my dealer bond only $5,000? +
Do I pay the $5,000? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
DVS is waiting on one document.
$275 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.