SD used dealer bonds.
$750 flat. Soft pull.

South Dakota requires a licensed motor vehicle dealer to file a $25,000 bond under SDCL 32-6B-7. Ours is $750 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your SD dealer license — used, new, or wholesale, through the Department of Revenue
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That’s the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Motor Vehicle Division

Pay online and receive the executed bond ready to file with your dealer license application or renewal. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

South Dakota licenses motor vehicle dealers through the Department of Revenue’s Motor Vehicle Division and conditions the license on a $25,000 surety bond under SDCL 32-6B-7. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with South Dakota’s dealer laws, taxes, and fees.

It’s a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer’s money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond generally runs concurrent with the license period and is kept in force by a continuation certificate, so dealers who deliver clean title and keep good records treat it as a license formality, not a risk.

SDCL 32-6B-7South Dakota Codified Law 32-6B-7 requires a motor vehicle dealer to file a $25,000 surety bond with the Department of Revenue as a condition of licensure. The bond runs concurrent with the license period and is kept in force by a continuation certificate. A small-volume seller threshold can apply — confirm on your application whether the dealer bond is required for your operation, and we’ll match the form.

You need this bond if you’re

Applying for a SD dealer license — used, new, wholesale, or powersports
Renewing your dealer license and your current bond is expiring or non-renewing
Adding a location the Motor Vehicle Division ties to a bond filing
Moving to South Dakota from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety’s maximum liability to the state and harmed buyers; it’s not a deposit, and nobody holds your money.
Who requires this bond? +
The South Dakota Department of Revenue’s Motor Vehicle Division requires it as a condition of a motor vehicle dealer license under SDCL 32-6B-7. No active bond, no license.
What does the bond guarantee? +
That you deliver clear title on the vehicles you sell, handle customer funds properly, pay required taxes and fees, and follow South Dakota dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It’s the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
The bond generally runs concurrent with your license period and is kept in force by a continuation certificate. You choose a 1, 2, or 3-year term at purchase; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

The Motor Vehicle Division is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →