NV exempt company registration bonds.
0.6% of the bond amount.
A mortgage company that qualifies for exemption from Nevada mortgage company licensing under NRS 645B.016 but still sponsors licensed mortgage loan originators must register with the Division of Mortgage Lending and file a corporate surety bond through the Nationwide Multistate Licensing System (NMLS), in the amount your NMLS filing specifies. Premiums cost 0.6% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.
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Apply to filed in one sitting.
No long underwriting queue for the standard exempt company bond — enter your amount, pay, and upload the bond through NMLS. Here is the whole thing:
Apply online
Your company details, the NMLS-required bond amount, and the effective date — the application collects no credit information.
Issued
Most exempt company registration bonds approve instantly. Pricing is 0.6% of the bond amount, $100 minimum — if a check ever runs, it is a soft pull that won't affect your score.
File through NMLS
Upload your executed bond and power of attorney to your NMLS filing to complete or renew your certificate of exemption. Wet-ink originals mailed on request.
What it is and who needs it.
What the exempt company registration bond actually covers
Nevada licenses mortgage companies under NRS chapter 645B, but certain persons and entities — described in NRS 645B.015 — qualify for exemption from that licensing, and NRS 645B.016 lets those entities apply to the Commissioner of Mortgage Lending for a certificate of exemption. An exempt company that sponsors one or more licensed mortgage loan originators must register through the Nationwide Multistate Licensing System (NMLS) and post a surety bond as part of that registration; an exempt company can avoid the bond only if it instead requires each sponsored originator to carry an individual surety bond.
The bond gives the Division of Mortgage Lending and the public a source of recovery if the company or the loan originators it sponsors fail to comply with Nevada's mortgage lending requirements. It is a company-level financial backstop, filed and maintained electronically through NMLS alongside the certificate-of-exemption application and its annual renewal.
Enter the bond amount your specific NMLS filing calls for, and we price the bond from a $100 minimum; the application itself collects no credit information, and most applications approve instantly.
You need this bond if you are
One application, then a quick review.
Submit the application with your NMLS-required bond amount. Most applications approve instantly; a brief underwriter review can apply on larger amounts, usually within 48 hours.
Start the application →Common questions.
Other Nevada bonds.
Register your exemption without the bond holdup.
Premiums from $100, priced at 0.6% of the bond amount. Apply now and file through NMLS today. Free until issued.