Nevada exempt company registration bonds.
From $100.
A mortgage company exempt from Nevada mortgage company licensing that still sponsors licensed mortgage loan originators must register with the Division of Mortgage Lending under NRS 645B.016 and file a surety bond through NMLS, in the amount your NMLS filing specifies. Premiums cost 0.6% of the bond amount, $100 minimum.
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How much does a Nevada exempt company registration bond cost?
0.6% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No long underwriting queue for the standard exempt company bond — enter your amount, pay, and upload the bond through NMLS. Here is the whole thing:
Apply online
Your company details, the NMLS-required bond amount, and the effective date — no credit check up to $250,000.
Issued
Most exempt company registration bonds approve instantly. Pricing is 0.6% of the bond amount, $100 minimum; above $250,000, any check is a soft pull that never affects your score.
File through NMLS
Upload your executed bond and power of attorney to your NMLS filing to complete or renew your certificate of exemption. Wet-ink originals mailed on request.
What it is and who needs it.
What the exempt company registration bond actually covers
Nevada licenses mortgage companies under NRS chapter 645B, but certain persons and entities — described in NRS 645B.015 — qualify for exemption from that licensing, and NRS 645B.016 lets those entities apply to the Commissioner of Mortgage Lending for a certificate of exemption. An exempt company that sponsors one or more licensed mortgage loan originators must register through the Nationwide Multistate Licensing System (NMLS) and post a surety bond as part of that registration; an exempt company can avoid the bond only if it instead requires each sponsored originator to carry an individual surety bond.
The bond gives the Division of Mortgage Lending and the public a source of recovery if the company or the loan originators it sponsors fail to comply with Nevada's mortgage lending requirements. It is a company-level financial backstop, filed and maintained electronically through NMLS alongside the certificate-of-exemption application and its annual renewal.
Enter the bond amount your specific NMLS filing calls for, and we price the bond from a $100 minimum; no credit check up to $250,000, and most applications approve instantly.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File through NMLS. Upload your executed bond and power of attorney to your NMLS filing to complete or renew your certificate of exemption. Wet-ink originals mailed on request.
What sets the price
The premium is 0.6% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, no credit check up to $250,000.
Submit the application with your NMLS-required bond amount. Most applications approve instantly; a brief underwriter review can apply on larger amounts, usually within 48 hours.
Start the application →Common questions.
Nevada mortgage license bonds.
We write 3 mortgage license bonds in Nevada. Each license has its own bond, amount and price; pick the one your license calls for.
| License bond | Required by | Bond amount | Price |
|---|---|---|---|
| Exempt Company Registration Bond (this page) | NRS 645B.015 · NRS 645B.016 | Varies | From $100 |
| Mortgage Company Bond | NRS 645B.042 | $50,000 or more | From $300 |
| Mortgage Servicer Bond | NAC 645F.970 (NRS Chapter 645F) | $100,000 or more | From $600 |
Other Nevada bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Register your exemption without the bond holdup.
Premiums from $100, priced at 0.6% of the bond amount. Apply now and file through NMLS today. Free until issued.