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Nevada supplemental servicer license bonds.
From $600.

A Nevada mortgage banker or broker servicing third-party mortgage loans needs a supplemental mortgage servicer license from the Division of Mortgage Lending under NRS chapter 645F. The required bond runs from $100,000 to $300,000 based on your annual loan servicing volume. Premiums cost 0.6% of the bond amount.

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Filed with the Nevada Division of Mortgage Lending through NMLS, under NRS chapter 645F
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Amount tiers $100,000 / $200,000 / $300,000 by annual mortgage loan servicing volume
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No credit check up to $250,000 — above that, a soft pull at most, which never affects your score
0.6% rate$600 at the $100,000 minimumNo credit check up to $250,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Nevada supplemental servicer license bond cost?

0.6% of the bond amount, from $600 at the $100,000 minimum. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the standard supplemental servicer bond — enter your amount, pay, and upload the bond through NMLS. Here is the whole thing:

TODAY · ONLINE

Apply online

No credit check up to $250,000.

FAST REVIEW

Issued

Most supplemental servicer bonds approve instantly. Pricing is 0.6% of the bond amount — because these run six figures, larger amounts may get a brief underwriter review, usually within 48 hours.

SAME DAY

File through NMLS

Upload your executed bond to your supplemental mortgage servicer license or renewal filing with the Division of Mortgage Lending. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the supplemental servicer bond actually covers

A supplemental mortgage servicer license lets a mortgage company already licensed as a Nevada mortgage banker or broker service mortgage loans it did not originate under its own qualifying license — collecting payments, managing escrow, and handling default on behalf of a third-party lender or investor. The Division of Mortgage Lending licenses these servicers under NRS chapter 645F, alongside standalone mortgage servicers, and both file and renew through NMLS.

The bond backs the servicer's obligation to handle borrower payments and escrow accounts honestly and in compliance with Nevada's servicing standards. Nevada regulation sets the amount by the servicer's annual mortgage loan servicing volume: a corporate surety bond of not less than $100,000 for volume under $50 million, stepping up for higher volume, based on the servicer's own activity reports filed with the Commissioner.

Enter the bond amount your servicing volume tier requires; we price the bond from $600, and no credit check up to $250,000 — most applications approve instantly, with a brief underwriter review possible on the larger tiers.

NRS Ch. 645F · NAC 645F.970Nevada licenses mortgage servicers and supplemental mortgage servicers under NRS chapter 645F, with applications and renewals filed through the Nationwide Multistate Licensing System. NAC 645F.970 requires each mortgage servicer to deposit and maintain a corporate surety bond, in a form prescribed by the Commissioner, of not less than $100,000 for an annual mortgage loan servicing volume under $50,000,000, stepping up for higher volume tiers as determined from the servicer's activity reports. Confirm your exact required tier with the Division of Mortgage Lending.

You need this bond if you are

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A licensed Nevada mortgage banker or broker expanding into servicing third-party loans
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Applying for a supplemental mortgage servicer license through NMLS for the first time
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Renewing your supplemental servicer license and your loan servicing volume has changed the required tier
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A company acquiring a Nevada mortgage servicing portfolio from another servicer
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File through NMLS. Upload your executed bond to your supplemental mortgage servicer license or renewal filing with the Division of Mortgage Lending. Wet-ink originals mailed on request.

What sets the price

The premium is 0.6% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, no credit check up to $250,000.

Submit the application with your required bond amount. Because these run six figures, larger amounts may get a brief underwriter review — usually within 48 hours.

Start the application →
FAQ

Common questions.

How much is the Nevada supplemental servicer license bond?Premiums cost 0.6% of the bond amount. The bond amount itself is set by your annual mortgage loan servicing volume: $100,000 under $50 million, stepping up to $300,000 at $500 million and above. Enter your required tier and your exact price appears at the application.
What amount should I enter?$100,000 if your annual Nevada mortgage loan servicing volume is under $50 million, $200,000 for $50–499 million, or $300,000 for $500 million and over. Your NMLS filing or your prior activity report to the Commissioner will confirm the tier.
Is there a credit check?No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly. Because the bond runs six figures, an underwriter may run a brief review.
How is my servicing volume tier determined?The Commissioner determines your annual mortgage loan servicing volume from the activity reports you file with the Division of Mortgage Lending. That volume sets which of the three bond tiers — $100,000, $200,000, or $300,000 — applies to your license.
What does the bond guarantee?It backs your compliance with Nevada's mortgage servicing standards, including how you handle borrower payments and escrow funds. If you fail to comply and a claim is paid, you repay the surety.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Supplemental servicer license waiting on one filing.

Premiums from $600, priced at 0.6% of the bond amount. Apply now and file through NMLS today. Free until issued.

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