NV mortgage servicer bonds.
0.6% of the bond amount.

A Nevada mortgage servicer deposits a corporate surety bond payable to the State of Nevada with the Commissioner of Mortgage Lending, naming the servicer and its employees or agents as principals. NAC 645F.970 sizes it by annual mortgage loan servicing volume — $100,000 below $50,000,000, $200,000 from $50,000,000, and $300,000 at $500,000,000 or more. The premium is 0.6% of the bond amount, $100 minimum, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.

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Required to license a Nevada mortgage servicer under the Chapter 645F servicer regulations

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Amount is $100,000, $200,000, or $300,000 — set by annual servicing volume

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0.6% of the bond amount, $100 minimum — exact price at the application, issued the moment you pay

0.6% rate$100 minimumInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Three steps. One sitting.

The mortgage servicer bond is amount-based, so there is no quote round-trip. Here is the entire process:

NOW · ONLINE

Apply online

Company details, the bond amount your servicing volume requires, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

Your exact premium — 0.6% of the bond amount, $100 minimum — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.

SAME DAY

File through NMLS

Upload the executed bond to your NMLS mortgage servicer record for the Nevada Division of Mortgage Lending. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the mortgage servicer bond guarantees

Nevada licenses mortgage servicers under NRS Chapter 645F, administered by the Commissioner at the Division of Mortgage Lending. The servicer regulations require each licensee to deposit with the Commissioner, and maintain in full force and effect, a corporate surety bond payable to the State of Nevada, executed by a corporate surety satisfactory to the Commissioner and naming as principals the servicer and its employees or agents.

NAC 645F.970 sizes the bond by annual mortgage loan servicing volume: not less than $100,000 below $50,000,000, not less than $200,000 from $50,000,000 to under $500,000,000, and not less than $300,000 at $500,000,000 or more. The Commissioner determines your volume from the activity reports you file.

The bond stands behind your handling of borrower payments, escrow, and the Chapter 645F servicing conduct rules. It is not insurance for you: if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.

NAC 645F.970 (NRS Chapter 645F)Nevada Administrative Code 645F.970 requires each mortgage servicer to deposit with the Commissioner and maintain in full force and effect a corporate surety bond payable to the State of Nevada, executed by a corporate surety satisfactory to the Commissioner and naming as principals the mortgage servicer and its employees or agents. The amount is set by annual mortgage loan servicing volume: not less than $100,000 for volume under $50,000,000, not less than $200,000 for $50,000,000 to under $500,000,000, and not less than $300,000 for $500,000,000 or more. The Commissioner determines the annual servicing volume from the activity reports filed by the servicer.

You need this bond if you're

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Applying for a Nevada mortgage servicer license through NMLS with the Division of Mortgage Lending

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Servicing Nevada residential mortgage loans — collecting payments, escrow, and loss mitigation

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Crossing a volume tier that steps your bond to $200,000 or $300,000

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Renewing or reinstating a license whose bond lapsed or was cancelled

One application, issued instantly.

These are the actual issuing fields — company details, the bond amount, an effective date, and a term. That is the entire application.

Start the application →

FAQ

Common questions.

How much is the Nevada mortgage servicer bond?The premium is 0.6% of the bond amount, $100 minimum. A $100,000 bond runs $600 and a $300,000 bond runs $1,800. Your exact price appears at the application, before you pay.

Which bond tier applies to me?NAC 645F.970 sets not less than $100,000 for annual servicing volume under $50,000,000, not less than $200,000 from $50,000,000 to under $500,000,000, and not less than $300,000 at $500,000,000 or more. The Commissioner determines your volume from your activity reports.

How is this different from the mortgage company bond?Different license, different rule. Mortgage companies bond under NRS 645B.042 at $50,000 or $75,000 by loan production; mortgage servicers bond under the Chapter 645F servicer regulations at $100,000 to $300,000 by servicing volume.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The rate stays 0.6% of the bond amount either way.

Where do I file it?The bond is deposited with the Commissioner at the Nevada Division of Mortgage Lending; servicer licensing runs through NMLS, so the executed bond is uploaded to your record there. Wet-ink originals are mailed on request.

Related bonds

Other Nevada bonds.

Get your Nevada mortgage servicer bond today.

0.6% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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Your premiumfrom $100

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