NV mortgage company bonds.
0.6% of the bond amount.
A Nevada mortgage company deposits a corporate surety bond payable to the State of Nevada with the Commissioner under NRS 645B.042, naming the company and all mortgage loan originators employed by or associated with it as principals. The amount is volume-based: $50,000 up to $20,000,000 in annual loan production, $75,000 above it. The premium is 0.6% of the bond amount, $100 minimum, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
The mortgage company bond is amount-based, so there is no quote round-trip. Here is the entire process:
Apply online
Company details, your NRS 645B.042 bond amount, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
Your exact premium — 0.6% of the bond amount, $100 minimum — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.
File through NMLS
Upload the executed bond to your NMLS mortgage company record for the Nevada Division of Mortgage Lending. Wet-ink original mailed on request.
What it is and who needs it.
What the mortgage company bond guarantees
Nevada licenses mortgage companies and mortgage loan originators under NRS Chapter 645B, administered by the Commissioner at the Division of Mortgage Lending. NRS 645B.042 requires each mortgage company to deposit with the Commissioner, and keep in full force and effect, a corporate surety bond payable to the State of Nevada.
The bond names as principals both the mortgage company and all mortgage loan originators employed by or associated with it — one bond covers the shop. The amount is set by annual loan production: $50,000 up to $20,000,000, and $75,000 above $20,000,000.
It stands behind your compliance with Chapter 645B — the licensing, disclosure, trust-account, and advertising rules that protect Nevada borrowers and investors. It is not insurance for you: if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — company details, the bond amount, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Nevada bonds.
Get your Nevada mortgage company bond today.
0.6% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.