LA mortgage lender bonds ($50,000).
$300 flat.
Louisiana licenses residential mortgage lenders and brokers through the Office of Financial Institutions via NMLS, and La. R.S. 6:1088 scales the required bond to loan volume — $50,000 for licensees originating $100 million or more a year. Ours is $300 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Mortgage lender licensing bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $300 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Your executed bond arrives by email, ready to submit with your Louisiana residential mortgage lending license filing naming the Office of Financial Institutions. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Louisiana's Secure and Fair Enforcement of Mortgage Licensing Act of 2009 requires residential mortgage lenders and brokers to license through NMLS with the Office of Financial Institutions, and La. R.S. 6:1088 scales the required bond to your originations: $50,000 once annual volume reaches $100,000,000, versus $25,000 below that line. Volume counts loans originated by the MLOs your company employs.
It's a three-party arrangement: you (the principal), the surety carrier, and the Office of Financial Institutions (the obligee), with Louisiana borrowers as the protected parties. The bond stands behind your compliance with the residential mortgage lending laws — if a violation causes damage or loss, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay in force at all times during licensure, and it also covers your employed loan originators' bond requirement; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Louisiana bonds.
Finish your NMLS license filing today.
$300 flat, issued the moment you pay, soft pull only. Free until issued.