LA collection agency bonds.
From $100. Enter your amount.
Louisiana requires any collection agency or debt collector doing business in the state to register with the Secretary of State under La. R.S. 9:3534.1 — and many registrations, local licenses, and collection contracts also call for a surety bond, most commonly $10,000. The premium is 1% of the bond amount, $100 minimum, the bond issues the moment you pay, and any credit screen is a soft pull only — it never affects your score.
Trusted by industry leaders
Three steps. One sitting.
Collection agency bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, the bond amount you were told to post, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
The premium is 1% of the bond amount with a $100 minimum, priced right at checkout — the bond issues the moment you pay, and your executed bond and power of attorney generate on the spot.
File with your obligee
Your executed bond arrives by email, ready to file with the office or client that required it — alongside your Secretary of State registration where applicable. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Since Act 534 of 2006, any collection agency or debt collector doing business in Louisiana must register with the Secretary of State — and the state's Office of Financial Institutions expressly does not license collection agencies, so the registration plus your contracts set the compliance bar. Where a bond is required, it stands behind your lawful conduct as a collector.
It's a three-party arrangement: you (the principal), the surety carrier, and the party that required the bond (the obligee). If your agency violates the collection laws or the obligations the bond covers, the harmed party can recover against the bond — up to the full bond amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay on file for as long as the requirement stands; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your bond amount, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Louisiana bonds.
Get your collection agency bond on file today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.