Louisiana collection agency bonds.
From $100.
Louisiana requires any collection agency or debt collector doing business in the state to register with the Secretary of State under La. R.S. 9:3534.1, and many registrations, local licenses, and collection contracts also call for a surety bond, most commonly $10,000. The premium is 1% of the bond amount, $100 minimum.
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How much does a Louisiana collection agency bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Collection agency bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, the bond amount you were told to post, an effective date, and a term. That is the application. No credit check up to $10,000.
Pay & e-sign
The premium is 1% of the bond amount with a $100 minimum, priced right at checkout — the bond issues the moment you pay, and your executed bond and power of attorney generate on the spot.
File with your obligee
Your executed bond arrives by email, ready to file with the office or client that required it — alongside your Secretary of State registration where applicable. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Since Act 534 of 2006, any collection agency or debt collector doing business in Louisiana must register with the Secretary of State — and the state's Office of Financial Institutions expressly does not license collection agencies, so the registration plus your contracts set the compliance bar. Where a bond is required, it stands behind your lawful conduct as a collector.
It's a three-party arrangement: you (the principal), the surety carrier, and the party that required the bond (the obligee). If your agency violates the collection laws or the obligations the bond covers, the harmed party can recover against the bond — up to the full bond amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay on file for as long as the requirement stands; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your obligee. Your executed bond arrives by email, ready to file with the office or client that required it — alongside your Secretary of State registration where applicable. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, your bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Louisiana bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Get your collection agency bond on file today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.