Louisiana requires a credit repair services organization to file a $100,000 surety bond with the Office of the Louisiana Attorney General under the Credit Repair Services Organization Act before doing business in the state. Ours is $2,000 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen on your application is a soft pull only — it never affects your score.
















Even at $100,000, this is one of the simplest filings in surety. Here's the entire process:
Business details, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
This bond is checkout-priced at $2,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Your executed bond arrives by email, ready to file with the Office of the Louisiana Attorney General alongside your credit repair services registration. Wet-ink original mailed on request.
Louisiana polices credit repair harder than almost any state: the Credit Repair Services Organization Act puts oversight under the Office of the Louisiana Attorney General, and a credit repair services organization must file a $100,000 surety bond there before conducting business. The bond secures your compliance with the Act — the disclosure, contract, and conduct rules that protect consumers who pay for credit repair.
It's a three-party arrangement: you (the principal), the surety carrier, and the Office of the Louisiana Attorney General (the obligee). If the organization violates the Act or another legal obligation arising from its conduct, the Attorney General — and any person damaged by the violation — has a right of action on the bond for the loss sustained.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond runs continuously until cancelled on sixty days' written notice to the Attorney General, so it has to stay on file for as long as you operate; we track the term and send renewal notices 60 and 30 days out.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →$2,000 flat, issued the moment you pay, soft pull only. Free until issued.