Louisiana credit repair bonds.
$2,000 flat.
Louisiana requires a credit repair services organization to file a $100,000 surety bond with the Office of the Louisiana Attorney General under the Credit Repair Services Organization Act before doing business in the state. Ours is $2,000 flat.
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How much does a Louisiana credit repair bond cost?
$2,000 at the $100,000 amount, the same for every applicant.
Three steps. One sitting.
Even at $100,000, this is one of the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $2,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Attorney General
Your executed bond arrives by email, ready to file with the Office of the Louisiana Attorney General alongside your credit repair services registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Louisiana polices credit repair harder than almost any state: the Credit Repair Services Organization Act puts oversight under the Office of the Louisiana Attorney General, and a credit repair services organization must file a $100,000 surety bond there before conducting business. The bond secures your compliance with the Act — the disclosure, contract, and conduct rules that protect consumers who pay for credit repair.
It's a three-party arrangement: you (the principal), the surety carrier, and the Office of the Louisiana Attorney General (the obligee). If the organization violates the Act or another legal obligation arising from its conduct, the Attorney General — and any person damaged by the violation — has a right of action on the bond for the loss sustained.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond runs continuously until cancelled on sixty days' written notice to the Attorney General, so it has to stay on file for as long as you operate; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Attorney General. Your executed bond arrives by email, ready to file with the Office of the Louisiana Attorney General alongside your credit repair services registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $2,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Louisiana bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Get your Attorney General filing done today.
$2,000 flat, issued the moment you pay, soft pull only. Free until issued.