LA loan broker bonds.
$250 flat.
Louisiana requires every loan broker — except a broker employed by a corporation holding a valid loan broker's license — to maintain a $25,000 surety bond in favor of the state under La. R.S. 9:3572.8, with a copy posted conspicuously wherever payments are received. Ours is $250 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Loan broker bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, your parish, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $250 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File and post it
Your executed bond arrives by email, ready for your Office of Financial Institutions loan broker filing — with a copy posted conspicuously at each location where payments are received. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Louisiana's loan broker law makes financial responsibility a condition of doing business: every loan broker — unless employed by a corporation that already holds a valid loan broker's license — must obtain a $25,000 surety bond from a carrier authorized in Louisiana, or establish a $25,000 trust account at a federally insured institution in the state. A copy must be conspicuously posted at any business location near where payments are received.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Louisiana (the obligee), with your borrowers as the protected parties. If the broker breaches a contract, an obligation arising from it, or violates the law, the harmed person can recover actual damages against the bond — up to the $25,000 limit.
It is not insurance for you — if the surety pays a claim, you repay the surety. Posting an expired or non-conforming bond is itself prohibited, so coverage has to stay continuous; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your parish, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Louisiana bonds.
Get your loan broker bond posted today.
$250 flat, issued the moment you pay, soft pull only. Free until issued.