Winter Park contractor license bonds.
$100 flat.

The City of Winter Park requires locally licensed contractors to file a $5,000 license bond before it issues their city business certificate. State-certified contractors are exempt. Ours is $100 — the price is the checkout price, set by our carrier for this exact bond.

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Required for your City of Winter Park contractor business certificate — filed with Winter Park Building & Permitting Services

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Fixed amount, fixed price — $5,000 bond, $100, no quote runaround

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The application collects no credit information, and the price is $100 for every applicant

A-ratedA.M. Best carriersInstantissued the moment you payTo Sep 30fixed expiry date

Trusted by industry leaders

How it works

Three steps to filed.

Your Winter Park business certificate is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

WHEN YOU PAY

File with the City of Winter Park

Pay online and receive the executed bond, ready to file with Winter Park Building & Permitting Services for your contractor business certificate. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Winter Park licenses local contractors and will not issue their business certificate until a $5,000 license bond is on file. State law sets the terms: one bond per contractor, no more than $5,000, conditioned only on your compliance with the Florida Building Code.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Florida Homeowners’ Construction Recovery Fund (the obligee, the party the bond is payable to). You file the bond with the City, but state law makes it payable to the Fund. If you fail to comply with the Florida Building Code, a claim on the bond is paid to the Fund.

It is not insurance for you — if the surety pays a claim, you repay the surety. We track the bond and notify you 60 and 30 days before expiration so your city business certificate never lapses over a missed renewal.

Winter Park Code § 22-402(d)(3) and (e) (Ord. 2708-07); §489.131(3)(e), Fla. Stat.Winter Park Code § 22-402(d)(3) requires a duly executed $5,000 bond, with corporate surety satisfactory to the city, filed with the city licensing authority before the City issues a contractor business certificate. It covers all classes of locally licensed contractors, including roofing and pool/spa contractors who hold an Orange County or City of Orlando competency card; § 22-402(e) exempts state-certified contractors. Under §489.131(3)(e), Fla. Stat., a local contractor bond may not exceed $5,000, is conditioned only on compliance with the Florida Building Code, is payable to the Florida Homeowners' Construction Recovery Fund, and is granted reciprocity statewide. Confirm the bond requirement on your business certificate application or send it to us and we'll review it.

You need this bond if you're

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A locally licensed contractor in Winter Park — the bond is filed before the City issues your business certificate

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Renewing your city business certificate and your current bond is expiring or was non-renewed

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A roofing or pool/spa contractor with an Orange County or City of Orlando competency card

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Pulling permits in Winter Park that the Building & Permitting Services Department ties to a bond filing

One application, issued instantly.

These are the actual underwriting fields. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Winter Park contractor license bond?The premium is $100 — the price set by our carrier's rate book for this exact $5,000 bond, not a percentage calculation. Every contractor pays the same $100. The $5,000 amount is set by the city.

Do I pay the $5,000?No. You pay $100. The $5,000 is the most the surety would pay the Florida Homeowners’ Construction Recovery Fund on a claim. It is not a deposit, and nobody holds your money.

Who requires this bond?The City of Winter Park requires it of locally licensed contractors before it issues a contractor business certificate (City Code § 22-402). State-certified contractors are exempt. Under state law the bond is payable to the Florida Homeowners’ Construction Recovery Fund, and reciprocity is granted statewide.

Is there a credit check?The application collects no credit information. Most applications approve instantly.

When does it renew?The bond runs to September 30 whatever day you buy. We send renewal notices 60 and 30 days out, with autopay available, and the bond must stay active for your Winter Park business certificate to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

The City of Winter Park is waiting on one document.

$100 flat, no credit review, bond issued when you pay. Free until issued.

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Your price$100

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