City of Orlando contractor license bonds.
From $100.

The City of Orlando requires state-registered and limited specialty contractors to file a surety bond with their city contractor registration. The city’s minimum is $5,000 for a state-regulated contractor and $1,000 for a specialty contractor the state does not regulate. The premium is 1% of the bond amount, $100 minimum.

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Required for your City of Orlando contractor registration — filed with the Orlando Permitting Services Division

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1% of the bond amount, $100 minimum — enter the amount Orlando set to see your exact price

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The application collects no credit information, and the price is set by the bond amount, not your credit

1% of amount$100 minimum, priced by bond amountNo credit reviewnot even a soft pullInstantissued the moment you pay

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How it works

Three steps to registered.

File with the City. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the city required, and the effective date.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

SAME DAY

File with the City of Orlando

Receive the executed bond ready to file with the Orlando Permitting Services Division for your contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Contractors who pull permits in Orlando must register with the city Permitting Services Division. State-registered contractors and limited specialty contractors must include a surety bond in that registration, and the registration lapses when the bond does. State-certified contractors register with a business tax receipt, their state certification and proof of workers compensation, and post no bond.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the party the bond protects. You file the bond with the Permitting Services Division as part of your registration. The city registration page lists the minimum amounts but not the wording of the bond; send us your registration paperwork and we will check the bond against it.

It is not insurance for you — if the surety pays a claim, you repay the surety. Pricing is 1% of the amount the city set, $100 minimum — not a credit tier; we track renewals so your registration never lapses.

City of Orlando Permitting Services DivisionContractors getting permits for work in the City of Orlando must register with the Permitting Services Division (Register a Contractor page; Contractor Registration form). State-registered and limited specialty contractors also file a surety bond: at least $5,000 for state-regulated contractors, at least $1,000 for specialty contractors not regulated by the state. State-certified contractors file a business tax receipt, their DBPR certification and proof of workers' compensation, with no bond. The city does not publish the bond's wording; send us your registration paperwork and we'll review it.

You need this bond if you're

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Registering as a contractor with the City of Orlando — the bond is filed with your city registration

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Renewing your city registration and your current bond is expiring or was non-renewed

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A state-registered or limited specialty contractor — state-certified contractors post no bond

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Pulling permits in Orlando that the Permitting Services Division ties to a bond filing

One application, issued instantly.

These are the actual underwriting fields. Submit once and your bond is issued when you pay.

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FAQ

Common questions.

How much is the City of Orlando contractor bond?The premium is 1% of the bond amount, $100 minimum. The city sets the minimum amount: $5,000 for a state-regulated contractor, $1,000 for a specialty contractor the state does not regulate. Enter your bond amount and your exact price appears at the application.

Do I pay the bond amount?No. You pay the premium — 1% of the bond amount, $100 minimum. The bond amount is the surety's maximum liability on claims; it is not a deposit.

Who requires this bond?The City of Orlando requires it of state-registered contractors and limited specialty contractors who register with the Permitting Services Division to pull permits. State-certified contractors post no bond. No active bond, no registration.

Is there a credit check?The application collects no credit information. Most applications approve instantly.

When does it renew?The bond must stay active for as long as you hold the city registration. We send renewal notices 60 and 30 days before expiration, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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The City of Orlando is waiting on one document.

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