Florida recreational vehicle dealer bonds.
$200 flat.

Florida requires a recreational vehicle dealer with more than four supplemental licenses to file a $20,000 bond with the Department of Highway Safety and Motor Vehicles, under §320.771, F.S. Ours is $200 flat, set by our carrier’s rate book for this bond — license bonds like this issue instantly.

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Required for an RV dealer with more than four supplemental licenses under §320.771, F.S.

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Fixed amount, fixed price — $20,000 bond, $200, no quote process

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Filed with DHSMV on form HSMV 86019 — new applications and renewals

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with DHSMV

Your executed bond (form HSMV 86019) arrives by email, ready to file with your RV dealer license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Florida licenses recreational vehicle dealers through the Department of Highway Safety and Motor Vehicles under §320.771, F.S. The bond is a consumer-and-public-protection guarantee: it backs your compliance with Florida’s RV dealer law and your written contracts with buyers.

The amount is tied to your supplemental licenses. A single dealer with four or fewer supplemental licenses files a $10,000 bond; a dealer with more than four files $20,000. A dealer who deals in both mobile homes and RVs files the bond required of mobile home dealers. The bond is filed on form HSMV 86019.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

§320.771, F.S. (DHSMV; form HSMV 86019)Section 320.771, Florida Statutes, requires a recreational vehicle dealer to file a surety bond with DHSMV: $10,000 for a single dealer with four or fewer supplemental licenses, and $20,000 for a single dealer with more than four. A dealer in both mobile homes and recreational vehicles files the bond required of mobile home dealers. Confirm which figure applies on your application — this page is built for the $20,000 amount.

You need this bond if you're

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An RV dealer with more than four supplemental licenses — the $20,000 amount applies

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Renewing your RV dealer license and your current bond is expiring or non-renewing

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Adding supplemental locations that push you past the four-license threshold

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New to Florida and getting an RV dealer license here

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →

FAQ

Common questions.

How much is the Florida RV dealer bond?The premium is $200 flat, set by our carrier’s rate book for this specific bond — the same for every qualifying dealer. The $20,000 bond amount is set by statute for dealers with more than four supplemental licenses, so there is no quote process.

Do I pay the $20,000?No. You pay $200. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

What if I have four or fewer supplemental licenses?Then §320.771 sets your bond at $10,000, not $20,000, and the premium differs from this page’s $200. Tell us your license count and we’ll issue the right amount at the correct price; this page is built for the $20,000 figure.

Is there a credit check?The application collects no credit information for this bond. Most applications like this approve instantly.

When does it renew?The bond must stay active for as long as you hold the dealer license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Same family

Other Florida motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Florida. Each has its own statute and bond amount.

Related bonds

Other Florida bonds.

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$200 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Florida recreational vehicle dealer bonds.$200 flat.