Florida motor service club bonds.
$250 flat.

A Florida motor service club, an auto club that sells roadside assistance, towing, and related membership services, is licensed under Chapter 320, Part II of the Florida Statutes and posts a $25,000 surety bond. Ours is $250 flat.

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Required to operate a Florida motor service club (roadside assistance / auto club) under Ch. 320, Part II

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Fixed amount, fixed price — $25,000 bond, $250, no quote theater

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $250 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your motor service club license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the state

Pay online and receive the executed bond, ready to file with your motor service club license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A motor service club in Florida is a company that, for dues, promises members services like roadside assistance, towing, emergency repairs, and related benefits. These clubs are licensed under Chapter 320, Part II of the Florida Statutes, and a $25,000 surety bond is part of qualifying for the license.

The bond is a consumer-protection guarantee: it stands behind the club's promise to deliver the services members paid for and to comply with Florida's motor service club law. If a club fails to perform or violates that law and a member is harmed, the bond is available to cover the loss.

It is not insurance for the club — if the surety pays a claim, the club repays the surety. Clubs that deliver the services they sell treat the bond as a license formality, not a risk.

Fla. Stat. Ch. 320, Part II (motor service clubs)Florida licenses automobile motor service clubs under Chapter 320, Part II of the Florida Statutes (the motor vehicle service agreement / motor service club provisions, around §§320.77–320.81), which condition the license on a $25,000 surety bond for the protection of members and the public. Confirm the exact section and the obligee named on your application — the licensing paperwork will specify it.

You need this bond if you're

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Starting a Florida auto club selling roadside assistance or towing memberships

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Renewing a motor service club license and your current bond is expiring or non-renewing

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A multi-state roadside provider registering to sell memberships in Florida

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Bundling motor club benefits into a membership product sold to Florida consumers

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $25,000?No. You pay $250 — the fixed price for this bond. The $25,000 is the surety's maximum liability; it's not a deposit, and nobody holds your money.

What is a motor service club?An auto club — a company that sells memberships promising services like roadside assistance, towing, and emergency repairs. Florida licenses these under Chapter 320, Part II, and the $25,000 bond is part of qualifying.

What does the bond guarantee?That your club delivers the services members paid for and follows Florida motor service club law. If you fail to and a member is harmed, they can claim against the bond — and if the surety pays, you repay the surety.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $250 either way.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You will get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your license to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

Your club license is waiting on one document.

$250 flat, short application, bond issued when you pay. Free until issued.

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Your price$250

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